Financial aid basics
Financial aid basics
Understand FAFSA terms, aid-package language, and what the numbers actually mean.
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Federal Aid Checklist: Are You Getting Everything You're Entitled To?
Most students accept their aid offer without checking if they've received everything they're eligible for. Use this checklist to verify.
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More in this topic
How to Read Your Financial Aid Offer Without Getting Confused
Financial aid offer letters use inconsistent formats and confusing terms. Here's how to cut through it and find the numbers that matter.
Apr 9, 2026 · Resource guide
What Is SAI and Why Does It Affect How Much Aid You Get?
The Student Aid Index replaced the EFC in 2024 — but many students and parents still don't know what it means or how it determines their federal aid.
Apr 9, 2026 · Resource guide
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Compare schools
3Compare aid offers, net cost, and borrowing pressure across schools more clearly.
Start with: How to Compare College Financial Aid Offers Without Getting Overwhelmed →
Reduce your gap
3Find the next non-borrowing move that can reduce what you still need to cover.
Start with: What to Do When Your Financial Aid Package Isn't Enough →
Understand borrowing
3Learn how federal and private borrowing work before you make a decision.
Start with: Federal vs. Private Student Loans: What Every Student Should Understand Before Choosing →
Private loan research
3Research lender features, rates, and borrower protections when you are ready.
Start with: Questions to Ask Before You Compare Student Lenders →