Legal
Terms of Use & Disclaimer
Effective Date: April 2, 2026 · Last Updated: April 2, 2026
These Terms of Use are between you and CollegeLens ("CollegeLens.ai") and apply to your access or use of CollegeLens' website at collegelens.ai (the "Site"). By accessing this Site or using our Services, you agree to these Terms of Use and our Privacy Policy (collectively, the "Agreement"). If you do not agree, you may not use the Site.
It is important to read our entire Agreement carefully as some provisions affect your legal rights, including an agreement to resolve disputes through binding arbitration, a class action waiver, and important disclaimers, warranties, and limitations on liability.
About CollegeLens
CollegeLens is a free informational and educational platform designed to help students, parents, and guardians understand, compare, and plan for college funding. The Platform provides tools to:
- Compare estimated college costs using publicly available U.S. Department of Education College Scorecard data.
- Upload and analyze financial aid award letters to visualize total cost of attendance, funding gaps, and estimated borrowing.
- Build a personalized college funding plan based on information you provide.
- Access educational content, articles, and resources related to student loans, scholarships, and financial aid.
Eligibility to Use Service or Platform
The Platform is intended for use by individuals who are at least 16 years of age. By using CollegeLens, you represent and warrant that:
- You are at least 16 years old, or you are a parent or legal guardian using the Platform on behalf of a minor.
- You have the legal capacity to agree to these Terms.
- Your use of the Platform complies with all applicable laws and regulations.
If you are under 18, we encourage parental involvement in your use of the Platform. We do not knowingly collect personal information from children under 16 without parental consent.
User Accounts and Sessions
CollegeLens uses a lightweight session-based account system. You may begin using the Platform without creating a formal account; however, certain features — including saving a funding plan, accessing your dashboard, and viewing prior results — require you to authenticate your session by providing a valid email address.
3.1 Account Responsibility
You are responsible for maintaining the confidentiality of your session credentials and for all activity that occurs under your account. Notify us promptly at support@collegelens.ai if you suspect unauthorized access.
3.2 Account Accuracy
You agree to provide accurate and current information when using the Platform and to update that information as necessary. Providing fraudulent, false, or misleading information may result in termination of your access.
3.3 One Plan Per Session
Each authenticated session is associated with one active funding plan. You may start a new plan at any time; however, prior plan data may be overwritten unless you save and access your account before doing so.
Acceptable Use
You agree to use the Platform only for lawful purposes and in accordance with these Terms. You agree NOT to:
- Use the Platform for any fraudulent, deceptive, or misleading purpose.
- Upload award letters, documents, or data that do not belong to you or that you are not authorized to share.
- Attempt to gain unauthorized access to any part of the Platform, its servers, or connected systems.
- Engage in or encourage others to engage in any activity that would violate any law, constitute a criminal offense, give rise to civil liability, or infringe on the rights of any third party.
- Use automated scripts, bots, scrapers, or other automated means to access or collect data from the Platform.
- Reverse-engineer, decompile, or disassemble any part of the Platform.
- Interfere with or disrupt the integrity or performance of the Platform.
- Impersonate any person or entity or misrepresent your affiliation with any person or entity.
- Use the Platform in any manner that could damage, disable, overburden, or impair it.
We reserve the right to terminate or suspend your access for any violation of this section without prior notice.
Your Data and Privacy
5.1 What We Collect
To operate the Platform, we may collect the following information you voluntarily provide:
- Email address (for account authentication and session management).
- Financial aid award letter data (uploaded documents you choose to submit for analysis).
- Profile information such as intended major, degree type, enrollment status, expected graduation year, and funding preferences.
- School selections and funding plan inputs.
- Technical session data (session identifiers, unique device identifiers, browser type, and other usage data, including but not limited to log files, pages viewed) used to maintain your session and improve the Platform.
5.2 How We Use Your Data
We use the information you provide solely to:
- Operate, personalize, and improve your experience on the Platform.
- Save and retrieve your funding plan across sessions.
- Generate educational cost estimates, gap analyses, and funding recommendations.
- Send transactional communications related to your account (e.g., email verification).
- Understand aggregate usage patterns to improve Platform features and content.
5.3 What We Do NOT Do With Your Data
We may share data with trusted service providers who assist us in operating the Platform (such as cloud infrastructure providers), but only under strict confidentiality obligations and only to the extent necessary to provide the service.
We may disclose your information if required by law, legal process, or to protect the rights, property, or safety of CollegeLens, its users, or the public.
5.4 Award Letter Data
Award letters you upload contain sensitive financial information. This data is processed solely to generate your funding plan analysis and is not shared with or sold to any third party. You may request deletion of your uploaded data and account at any time by contacting us at support@collegelens.ai.
5.5 Data Retention
We retain your account and plan data for as long as your account is active or as needed to provide Platform services. You may request deletion of your data at any time. Aggregate, anonymized, non-identifiable data may be retained indefinitely for platform improvement purposes.
5.6 Cookies and Local Storage
The Platform uses browser local storage and session identifiers to maintain your session state between visits. We do not use third-party tracking cookies for advertising purposes. You can clear your browser local storage at any time, which will reset your session.
Third-Party Data — College Scorecard
Cost comparison data displayed on CollegeLens is sourced from the U.S. Department of Education College Scorecard, a publicly available federal database. This data is provided for informational and educational purposes only.
- College Scorecard data reflects federal reporting by institutions and may not be current, complete, or applicable to your individual situation.
- Not all schools report all data fields to the College Scorecard. Missing fields are indicated on the Platform and do not imply any deficiency in the institution.
- CollegeLens does not independently verify, endorse, or guarantee the accuracy of College Scorecard data.
CollegeLens has no affiliation with the U.S. Department of Education. All College Scorecard data is used in accordance with the applicable federal open data policy.
Educational Purpose — Not Financial, Legal, or Tax Advice
Cost estimates, gap analyses, monthly repayment projections, and funding recommendations generated by the Platform are approximations based on the data you provide and publicly available information. They are not guarantees of actual costs, aid awards, or loan terms.
We strongly encourage you to consult with your school financial aid office, a licensed financial advisor, or other qualified professional before making any major financial decisions regarding your education.
CollegeLens is not affiliated with or endorsed by any specific lenders, loan products, or financial institutions. Any mention of loan types (e.g., federal loans, private loans) is purely provided for educational and informational purpose.
Intellectual Property
8.1 Our Content
All content and materials on the Platform — including but not limited to text, graphics, logos, interface design, software, calculations, computer code, and educational materials ("Content") — is the property of CollegeLens or its licensors and is protected by applicable international and U.S. intellectual property laws. You may not copy, reproduce, distribute, sell, display, post, create derivative or collective works from, or transmit in any form (including in-line linking or mirroring) or otherwise use our intellectual property for any commercial or non-personal use from any part of the Platform, in whole or in part, without our prior written consent. Nothing in the Agreement or our Services grants you, by implication, estoppel, or otherwise, any license or right to use our Content except as expressly stated in the Agreement.
8.2 Your Content
You retain ownership of any award letters, documents, or data you upload to the Platform. By uploading content, you grant CollegeLens a limited, non-exclusive license to process and analyze that content solely to provide you with Platform features. We do not claim ownership of your uploaded content.
8.3 Feedback
If you provide feedback, suggestions, or ideas about the Platform, you grant CollegeLens the right to use such feedback without restriction or compensation to you.
Disclaimers and Limitation of Warranty
THE PLATFORM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. To the fullest extent permitted by law, CollegeLens disclaims all warranties including quiet enjoyment, quality, accuracy, title, and non-infringement, and any warranty arising out of the course of dealing, usage, or trade.
Without limiting the foregoing, we assume no liability or responsibility and we do not warrant that:
- The Platform will be uninterrupted, error-free, or secure from unauthorized access to or use of our servers and/or any and all personal information stored therein or free of viruses or other harmful components.
- Any information on the Platform, including cost estimates, is accurate, complete, or current.
- The Platform will meet your specific educational or financial planning needs.
- Defects in the Platform will be corrected.
Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COLLEGELENS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES arising out of or related to your use of or inability to use the Platform, including but not limited to: loss of data, financial loss resulting from reliance on Platform estimates, unauthorized access to your data, or decisions made based on Platform content.
Indemnification
You agree to defend, indemnify, and hold harmless CollegeLens and its officers, directors, employees, agents, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, or expenses (including reasonable attorney fees) arising out of or relating to: (a) your access or use of the Platform; (b) your violation of these Terms; (c) your violation of any third-party right including without limitation any right of privacy or intellectual property rights; (d) any data or content you upload or submit to the Platform or received by you; or (e) any other party's access and use of our Platform with your unique username, password, or other security credentials. CollegeLens reserves the right, but not the obligation, at our expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with our defense of such claim.
Links to Third-Party Websites and Resources
The Platform may contain links to third-party websites, including government databases, educational institutions, and informational resources. These links are provided for convenience only. CollegeLens does not endorse and is not responsible for the content, privacy practices, or accuracy of any third-party website.
Your interactions with third-party websites are governed by their own terms and privacy policies. We encourage you to review them before providing any personal information.
Changes to These Terms
We reserve the right to modify these Terms at any time. If we make material changes, we will update the "Last Updated" date at the top of this page and, where appropriate, notify you via email or a prominent notice on the Platform. Your continued use of the Platform after any changes constitutes your acceptance of the revised Terms.
We encourage you to review these Terms periodically. If you do not agree to the updated Terms, you should discontinue use of the Platform.
Termination
We may terminate or suspend your access to the Platform at any time, with or without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion.
Upon termination, your right to use the Platform will immediately cease. Provisions of these Terms that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, and indemnification — shall survive.
Governing Law and Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the United States and the State of Nevada, without regard to conflict of law principles. Any legal action arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Clark County, Nevada (Las Vegas).
Any dispute arising out of or relating to these Terms or the Platform shall first be addressed by contacting us at support@collegelens.ai to attempt informal resolution. If informal resolution fails, disputes shall be resolved by binding arbitration in Las Vegas, Nevada, under the rules of the American Arbitration Association, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction in Clark County, Nevada.
Waiver of Class Action or Jury Trial
ANY ARBITRATION OF A CLAIM WILL BE ON AN INDIVIDUAL BASIS. YOU UNDERSTAND AND AGREE THAT YOU ARE WAIVING THE RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR CLASS MEMBER IN A CLASS ACTION LAWSUIT. ALL CLAIMS MUST BE BROUGHT SOLELY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, REPRESENTATIVE ACTION, MASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, ACTION ON BEHALF OF THE GENERAL PUBLIC, OR SIMILAR PROCEEDING (ANY SUCH ACTION IS REFERRED TO HEREIN AS A "CLASS ACTION"). NO CLAIM WILL BE ARBITRATED ON A CLASS ACTION BASIS. THE PARTIES, INCLUDING YOU, EXPRESSLY WAIVE ANY RIGHT OR ABILITY TO BRING, ASSERT, MAINTAIN, OR PARTICIPATE AS A CLASS MEMBER IN ANY CLASS ACTION IN COURT, ARBITRATION, OR ANY OTHER FORUM, AND THE RIGHT FOR ANYONE TO DO SO ON YOUR BEHALF. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON OR ENTITY'S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY CLASS ACTION. THE ARBITRATOR SHALL NOT HAVE THE AUTHORITY TO COMBINE OR AGGREGATE MULTIPLE PERSONS' OR ENTITIES' CLAIMS OR DISCOVERY, TO CONDUCT A CLASS ACTION, OR TO MAKE AN AWARD TO ANY PERSON OR ENTITY NOT A PARTY TO THE ARBITRATION. NOTWITHSTANDING ANYTHING TO THE CONTRARY, THE PARTIES AGREE THAT THE ENFORCEMENT, APPLICABILITY, SCOPE, VALIDITY, AND/OR INTERPRETATION OF THIS CLASS ACTION WAIVER SHALL BE DECIDED BY A COURT OF COMPETENT JURISDICTION AND NOT BY AN ARBITRATOR.
Contact Us
If you have any questions about these Terms, please contact us:
By using CollegeLens, you acknowledge that you have read, understood, and agreed to these Terms of Use.