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Mississippi Financial Aid Programs for 2026-27: MTAG, MESG, and HELP

Mississippi offers MTAG, the merit-based MESG, and the HELP grant that covers full tuition for students with need. Learn the requirements and deadlines.

June 4, 20264 min read
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Mississippi offers three main state programs: the Mississippi Tuition Assistance Grant (MTAG), a small award for students who do not receive full need-based aid; the Mississippi Eminent Scholars Grant (MESG), a merit award for high achievers; and HELP, the Higher Education Legislative Plan, which covers full tuition for students with financial need. You apply for all three using the FAFSA and the state aid application, and the deadlines are early, mostly in mid-September.

If your student attends college in Mississippi, these programs can range from a modest grant to full tuition. Here is how they work for 2026-27.

What state financial aid does Mississippi offer?

Mississippi's main programs are MTAG (a broad grant), MESG (merit), and HELP (full tuition for students with need), all administered by the Mississippi Office of Student Financial Aid (MOSFA). Together they cover a wide range of students, from high achievers to families who qualify for the Pell Grant.

These work alongside federal aid like the Pell Grant. For how the federal pieces fit together, see our complete 2026-27 financial aid guide.

What is MTAG?

The Mississippi Tuition Assistance Grant (MTAG) is a small award for Mississippi residents who attend eligible in-state colleges and do not already receive a full Pell Grant. It pays up to $500 a year for freshmen and sophomores and up to $1,000 a year for juniors and seniors. You generally need a 2.5 high school GPA and a 15 ACT.

Because MTAG is aimed at students who do not qualify for full need-based aid, it helps middle-income families. The application deadline is September 15.

What is MESG?

The Mississippi Eminent Scholars Grant (MESG) is a merit award of up to $2,500 a year (not to exceed tuition and required fees) for high-achieving Mississippi students. You generally need a 3.5 high school GPA and a 29 ACT (about a 1350 SAT), or status as a National Merit Finalist or Semifinalist, and you must enroll full-time.

MESG rewards top students who stay in state for college. Like MTAG, the application deadline is September 15.

What is the HELP grant?

The Higher Education Legislative Plan (HELP) is Mississippi's most generous program, covering full tuition and required fees at public colleges (or an equivalent amount at eligible private colleges) for students with financial need. To qualify, you generally need a 2.5 high school GPA, a 20 ACT, a specific high school curriculum, and Pell Grant eligibility shown on your FAFSA.

Because HELP can cover full tuition, it is worth pursuing for any eligible family. Its deadline is March 31, separate from the others. For how grants fit a full plan, see our guide to paying for college.

How do you apply for Mississippi state aid?

You apply by filing the FAFSA and the Mississippi state aid application through MOSFA. Watch the deadlines closely: MTAG and MESG are due September 15, while HELP is due March 31. You generally cannot stack these undergraduate grants in the same term, so the larger award applies.

Your step-by-step path:

  1. File the FAFSA and the Mississippi state aid application.
  2. Meet the GPA, test-score, and curriculum rules for the program you want.
  3. Confirm your Mississippi residency and deadlines at MOSFA.
  4. Track your college's own aid deadlines.

Your next step

Mississippi offers a grant for almost every student, from MTAG and MESG to full-tuition HELP, but the deadlines are early and differ by program. Meet the academic requirements, file the FAFSA and state aid application on time, and confirm which program fits your student. Read our complete 2026-27 financial aid guide for the federal side, then create your free CollegeLens plan to see your real cost at each Mississippi school.

You're doing the hard, smart work of claiming every program your state offers. That is how Mississippi families make college more affordable.

-- Sravani at CollegeLens

Frequently Asked Questions

What state financial aid does Mississippi offer?

Mississippi offers MTAG (a broad tuition grant), MESG (a merit grant), and HELP (full tuition for students with financial need), all administered by the Mississippi Office of Student Financial Aid (MOSFA). They cover a wide range of students and work alongside federal aid like the Pell Grant.

What is MTAG?

The Mississippi Tuition Assistance Grant (MTAG) is a small award for Mississippi residents at eligible in-state colleges who do not receive a full Pell Grant. It pays up to $500 a year for freshmen and sophomores and up to $1,000 for juniors and seniors. You generally need a 2.5 GPA and a 15 ACT, and apply by September 15.

What is the MESG grant?

The Mississippi Eminent Scholars Grant (MESG) is a merit award of up to $2,500 a year (not exceeding tuition and fees) for high achievers. You generally need a 3.5 high school GPA and a 29 ACT (about 1350 SAT), or National Merit Finalist or Semifinalist status, and full-time enrollment. The deadline is September 15.

What is the Mississippi HELP grant?

The Higher Education Legislative Plan (HELP) covers full tuition and required fees at Mississippi public colleges for students with financial need. You generally need a 2.5 GPA, a 20 ACT, a specific high school curriculum, and Pell Grant eligibility from your FAFSA. The HELP deadline is March 31.

When are Mississippi aid deadlines?

MTAG and MESG applications are due September 15 (with supporting documents by October 15), while the HELP grant deadline is March 31. File the FAFSA and the Mississippi state aid application through MOSFA, and note that you generally cannot stack these grants in the same term.

Next step

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West Virginia Financial Aid Programs for 2026-27: PROMISE Scholarship and Higher Education Grant

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