Home / Worth-It Scores / Texas / Temple
Is Temple College worth it?
A first pass affordability and outcome read for Temple, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Temple sits in the stretch band for a typical family. The long-run earnings picture at $38,678 helps, but median debt of $12,813 plus yearly net price of $10,682 creates a tighter path. For context, Temple's net price runs about 17% above the typical 2-year, public school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 791 similar 2-year, public schools
This school
$8,869
/yrAverage school like this
$7,555
/yrThis weighs on your Worth-It Score
You'd pay about $1,314 more per year than the typical student at a similar school. Over 4 years that's roughly $5,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$10,682
Median earnings 10 years out
$38,678
Median debt at graduation
$12,813
Graduation rate
29%
At Temple, a typical graduate carries about $12,813 in student debt and earns roughly $38,678 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $146 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
Temple is a two year school in Temple, TX. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
2-year
Blinn College District
Brenham, TX
Worth-It Score: 60/100
Median net price: $10,844
2-year
Central Texas
Killeen, TX
Worth-It Score: 60/100
Median net price: $10,265
2-year
Tyler Junior
Tyler, TX
Worth-It Score: 60/100
Median net price: $10,206
2-year
Lone Star College System
The Woodlands, TX
Worth-It Score: 60/100
Median net price: $11,252
2-year
UCAS University of Cosmetology Arts & Sciences-McAllen
McAllen, TX
Worth-It Score: 73/100
Median net price: $11,507
Common questions about Temple
The median net price at Temple is $10,682 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at community colleges options in Texas? See the most affordable community colleges in Texas →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →