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Is Central Texas College worth it?
A first pass affordability and outcome read for Central Texas, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Central Texas sits in the stretch band for a typical family. The long-run earnings picture at $40,995 helps, but median debt of $6,750 plus yearly net price of $10,265 creates a tighter path. It can work, but the financing plan has to be deliberate.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$10,265
Median earnings 10 years out
$40,995
Median debt at graduation
$6,750
Graduation rate
13%
At Central Texas, a typical graduate carries about $6,750 in student debt and earns roughly $40,995 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $77 per month, or 2% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
Central Texas is a two year school in Killeen, TX. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
2-year
Blinn College District
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Worth-It Score: 60/100
Median net price: $10,844
2-year
Academy of Hair Design-Lufkin
Lufkin, TX
Worth-It Score: 74/100
Median net price: $12,076
2-year
Alvin Community
Alvin, TX
Worth-It Score: 60/100
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2-year
CCI Training Center-Arlington
Arlington, TX
Worth-It Score: 75/100
Median net price: $8,390
2-year
Center for Advanced Legal Studies
Houston, TX
Worth-It Score: 71/100
Median net price: $13,959
Common questions about Central Texas
The median net price at Central Texas is $10,265 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →