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Is New Jersey City University worth it?
A first pass affordability and outcome read for New Jersey City, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
New Jersey City sits in the stretch band for a typical family. The long-run earnings picture at $52,745 helps, but median debt of $18,500 plus yearly net price of $16,053 creates a tighter path. For context, New Jersey City's net price is about 8% below the typical 4-year, public school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 774 similar 4-year, public schools
This school
$12,157
/yrAverage school like this
$13,155
/yrThis helps your Worth-It Score
You'd pay about $998 less per year than the typical student at a similar school. Over 4 years that's roughly $4,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$16,053
Median earnings 10 years out
$52,745
Median debt at graduation
$18,500
Graduation rate
36%
At New Jersey City, a typical graduate carries about $18,500 in student debt and earns roughly $52,745 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $210 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
New Jersey City is a public four year school in Jersey City, NJ. For many families, the key question is whether the published value here beats cheaper in state or regional alternatives once your real aid offer arrives.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Public 4-year
New Jersey Institute of Technology
Newark, NJ
Worth-It Score: 83/100
Median net price: $16,504
Public 4-year
Montclair State
Montclair, NJ
Worth-It Score: 73/100
Median net price: $15,566
Public 4-year
Ramapo College of New Jersey
Mahwah, NJ
Worth-It Score: 77/100
Median net price: $18,173
Public 4-year
William Paterson University of New Jersey
Wayne, NJ
Worth-It Score: 58/100
Median net price: $18,745
Public 4-year
Stockton
Galloway, NJ
Worth-It Score: 67/100
Median net price: $20,670
Common questions about New Jersey City
The median net price at New Jersey City is $16,053 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at public universities options in New Jersey? See the most affordable public universities in New Jersey →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →