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Is Montclair State University worth it?
A first pass affordability and outcome read for Montclair State, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Workable
Montclair State lands in the workable band for a typical family. Median debt of $22,000 can be carried by median long-run earnings of $61,415, but the margin is not huge. For context, Montclair State's net price is about 6% above the typical 4-year, public school. This is the kind of school where your actual aid offer can move the answer meaningfully.
Is the price fair?
Compared to 774 similar 4-year, public schools
This school
$13,880
/yrAverage school like this
$13,155
/yrNet price is slightly above average
You'd pay about $726 more per year than the typical student at a similar school. Over 4 years that's roughly $3,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$15,566
Median earnings 10 years out
$61,415
Median debt at graduation
$22,000
Graduation rate
64%
At Montclair State, a typical graduate carries about $22,000 in student debt and earns roughly $61,415 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $250 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
Montclair State is a public four year school in Montclair, NJ. For many families, the key question is whether the published value here beats cheaper in state or regional alternatives once your real aid offer arrives.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Public 4-year
New Jersey City
Jersey City, NJ
Worth-It Score: 56/100
Median net price: $16,053
Public 4-year
New Jersey Institute of Technology
Newark, NJ
Worth-It Score: 83/100
Median net price: $16,504
Public 4-year
Ramapo College of New Jersey
Mahwah, NJ
Worth-It Score: 77/100
Median net price: $18,173
Public 4-year
William Paterson University of New Jersey
Wayne, NJ
Worth-It Score: 58/100
Median net price: $18,745
Public 4-year
Stockton
Galloway, NJ
Worth-It Score: 67/100
Median net price: $20,670
Common questions about Montclair State
The median net price at Montclair State is $15,566 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at public universities options in New Jersey? See the most affordable public universities in New Jersey →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →