Understand borrowing
A guide to using income-driven repayment during lower-salary early legal years.
Judicial clerkships and other early-career legal roles can make federal payment flexibility more valuable than a lower private refinance rate. This guide explains why.
Use it to compare early-career monthly pressure against the long-run cost of stretching repayment.
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CollegeLens walks through your award letters the same way this guide does, then compares what you would actually pay at each school.
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