Understand borrowing
A simpler overview of Public Service Loan Forgiveness eligibility and the checkpoints that matter.
Public Service Loan Forgiveness is easiest to use when you set the path up early. This guide covers the basic checkpoints around employer type, loan type, and repayment plan so you know whether it belongs in your long-term math.
Treat this as the first-pass screen. Once you know the path is plausible, compare it against your earnings trajectory and total debt inside CollegeLens.
Next step
CollegeLens walks through your award letters the same way this guide does, then compares what you would actually pay at each school.
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Income-driven repayment for residents
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How to Compare Private Student Loan Lenders (2026)
