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Is University of Phoenix-Arizona worth it?
A first pass affordability and outcome read for University of Phoenix-Arizona, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
University of Phoenix-Arizona sits in the stretch band for a typical family. The long-run earnings picture at $43,584 helps, but median debt of $26,090 plus yearly net price of $13,916 creates a tighter path. For context, University of Phoenix-Arizona's net price sits about 47% below the typical 4-year, private for-profit school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 186 similar 4-year, private for-profit schools
This school
$13,612
/yrAverage school like this
$25,582
/yrThis helps your Worth-It Score
You'd pay about $11,970 less per year than the typical student at a similar school. Over 4 years that's roughly $48,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$13,916
Median earnings 10 years out
$43,584
Median debt at graduation
$26,090
Graduation rate
21%
At University of Phoenix-Arizona, a typical graduate carries about $26,090 in student debt and earns roughly $43,584 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $297 per month, or 8% of pre-tax income. That sits at the tighter end of a workable borrower range.
How earnings compare to a high school diploma
Graduates earn $11,300 more than the typical working high school graduate in Arizona ($32,284) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.
The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.
62% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.
Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works
Program earnings vs. the federal benchmark
Median earnings of working graduates four years after finishing each undergraduate program, next to the benchmark the federal earnings test uses: the typical working high school graduate aged 25–34 in Arizona ($32,284).
Teaching Assistants/Aides
Associate degree · 129 working graduates counted
$34,873
$2,589 above the benchmark
Health and Medical Administrative Services
Certificate · 1,017 working graduates counted
$35,310
$3,026 above the benchmark
Hospitality Administration/Management
Associate degree · 21 working graduates counted
$36,169
$3,885 above the benchmark
Behavioral Sciences
Associate degree · 154 working graduates counted
$37,151
$4,867 above the benchmark
Health and Medical Administrative Services
Associate degree · 553 working graduates counted
$38,665
$6,381 above the benchmark
Human Services, General
Associate degree · 149 working graduates counted
$40,383
$8,099 above the benchmark
Community Organization and Advocacy
Bachelor's degree · 67 working graduates counted
$40,810
$8,526 above the benchmark
Rhetoric and Composition/Writing Studies
Associate degree · 47 working graduates counted
$46,418
$14,134 above the benchmark
English Language and Literature, General
Bachelor's degree · 212 working graduates counted
$47,429
$15,145 above the benchmark
Criminal Justice and Corrections
Associate degree · 471 working graduates counted
$47,592
$15,308 above the benchmark
20 other undergraduate programs here have no four-year earnings figure, usually because too few graduates were counted to publish one. That says nothing about how those programs do. See every program on College Scorecard
An estimate, not an official determination. Under a federal rule taking effect July 1, 2027, programs below this benchmark in official results may face limits on federal student loans; Pell Grants are not affected. The official test uses finer program categories, different graduating classes and the Department's own records; its first results are expected in 2027. Programs that train for tipped jobs, such as cosmetology and massage, won't be rated on 2025 earnings, and the Department decides which programs qualify. Earnings: College Scorecard field-of-study data (released Oct 15, 2026). Benchmark: Department of Education published thresholds (2024 notice).
Represent University of Phoenix-Arizona and think a figure here is wrong? Request a correction and we'll check it against the latest College Scorecard release.
What this means for your family
University of Phoenix-Arizona is a private for-profit school in Phoenix, AZ. In this category, families usually need to look especially hard at debt, repayment room, and whether the long-run earnings picture justifies the price.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private for-profit 4-year
Aspen
Phoenix, AZ
Worth-It Score: 58/100
Median net price: $12,698
Private for-profit 4-year
American InterContinental University System
Chandler, AZ
Worth-It Score: 46/100
Median net price: $16,125
Private for-profit 4-year
Crestpoint
Phoenix, AZ
Worth-It Score: 57/100
Median net price: $9,975
Private for-profit 4-year
Columbia Southern
Orange Beach, AL
Worth-It Score: 63/100
Median net price: $15,834
Private for-profit 4-year
Salem
Salem, WV
Worth-It Score: 56/100
Median net price: $12,107
Common questions about University of Phoenix-Arizona
The median net price at University of Phoenix-Arizona is $13,916 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at for-profit colleges options in Arizona? See the most affordable for-profit colleges in Arizona →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at University of Phoenix-Arizona in that range paid on average, after grants and scholarships.
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All students who received aid
$13,916a year, on average
Average for first-time, full-time students who received federal financial aid, 2024-25. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →