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Is University of Phoenix-Arizona worth it?

A first pass affordability and outcome read for University of Phoenix-Arizona, using national average inputs. Run your own numbers for a personalized score.

Worth-It Score

53/100

Stretch

University of Phoenix-Arizona sits in the stretch band for a typical family. The long-run earnings picture at $43,584 helps, but median debt of $26,090 plus yearly net price of $13,916 creates a tighter path. For context, University of Phoenix-Arizona's net price sits about 47% below the typical 4-year, private for-profit school. It can work, but the financing plan has to be deliberate.

Is the price fair?

Compared to 186 similar 4-year, private for-profit schools

47% below average

This school

$13,612

/yr

Average school like this

$25,582

/yr
Lowest costAverageHighest cost
$14,817$45,721

This helps your Worth-It Score

You'd pay about $11,970 less per year than the typical student at a similar school. Over 4 years that's roughly $48,000 in savings.

Score breakdown

The public version of the score weighs affordability, after graduation outcomes, and repayment burden.

Affordability

40% weight

86/100

The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.

Outcome

40% weight

0/100

The outcome data does not create enough margin to fully offset the cost.

Repayment

20% weight

92/100

Median debt stays in a more comfortable repayment range for a typical graduate.

The numbers behind the score

Median net price per year

$13,916

Median earnings 10 years out

$43,584

Median debt at graduation

$26,090

Graduation rate

21%

At University of Phoenix-Arizona, a typical graduate carries about $26,090 in student debt and earns roughly $43,584 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $297 per month, or 8% of pre-tax income. That sits at the tighter end of a workable borrower range.

How earnings compare to a high school diploma

Graduates earn $11,300 more than the typical working high school graduate in Arizona ($32,284) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.

The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.

62% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.

Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works

Program earnings vs. the federal benchmark

Median earnings of working graduates four years after finishing each undergraduate program, next to the benchmark the federal earnings test uses: the typical working high school graduate aged 25–34 in Arizona ($32,284).

  • Teaching Assistants/Aides

    Associate degree · 129 working graduates counted

    $34,873

    $2,589 above the benchmark

  • Health and Medical Administrative Services

    Certificate · 1,017 working graduates counted

    $35,310

    $3,026 above the benchmark

  • Hospitality Administration/Management

    Associate degree · 21 working graduates counted

    $36,169

    $3,885 above the benchmark

  • Behavioral Sciences

    Associate degree · 154 working graduates counted

    $37,151

    $4,867 above the benchmark

  • Health and Medical Administrative Services

    Associate degree · 553 working graduates counted

    $38,665

    $6,381 above the benchmark

  • Human Services, General

    Associate degree · 149 working graduates counted

    $40,383

    $8,099 above the benchmark

  • Community Organization and Advocacy

    Bachelor's degree · 67 working graduates counted

    $40,810

    $8,526 above the benchmark

  • Rhetoric and Composition/Writing Studies

    Associate degree · 47 working graduates counted

    $46,418

    $14,134 above the benchmark

  • English Language and Literature, General

    Bachelor's degree · 212 working graduates counted

    $47,429

    $15,145 above the benchmark

  • Criminal Justice and Corrections

    Associate degree · 471 working graduates counted

    $47,592

    $15,308 above the benchmark

20 other undergraduate programs here have no four-year earnings figure, usually because too few graduates were counted to publish one. That says nothing about how those programs do. See every program on College Scorecard

An estimate, not an official determination. Under a federal rule taking effect July 1, 2027, programs below this benchmark in official results may face limits on federal student loans; Pell Grants are not affected. The official test uses finer program categories, different graduating classes and the Department's own records; its first results are expected in 2027. Programs that train for tipped jobs, such as cosmetology and massage, won't be rated on 2025 earnings, and the Department decides which programs qualify. Earnings: College Scorecard field-of-study data (released Oct 15, 2026). Benchmark: Department of Education published thresholds (2024 notice).

Represent University of Phoenix-Arizona and think a figure here is wrong? Request a correction and we'll check it against the latest College Scorecard release.

What this means for your family

University of Phoenix-Arizona is a private for-profit school in Phoenix, AZ. In this category, families usually need to look especially hard at debt, repayment room, and whether the long-run earnings picture justifies the price.

Similar schools worth comparing

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Common questions about University of Phoenix-Arizona

The median net price at University of Phoenix-Arizona is $13,916 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.

Get your personalized Worth-It score

National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.

Looking at for-profit colleges options in Arizona? See the most affordable for-profit colleges in Arizona →

The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →

What families actually paid

The published price is rarely what anyone pays. Pick a household income range to see what students at University of Phoenix-Arizona in that range paid on average, after grants and scholarships.

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All students who received aid

$13,916a year, on average

Average for first-time, full-time students who received federal financial aid, 2024-25. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.

Now work out how to pay for it, cheapest money first.

A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.

Open the 2026-27 funding guide →