Is University of Pennsylvania worth it?

The numbers behind the score

At University of Pennsylvania, a typical graduate carries about $15,000 in student debt and earns roughly $121,687 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $171 per month, or 2% of pre-tax income. That sits inside a borrower comfort range for many graduates.

How earnings compare to a high school diploma

Graduates earn $89,960 more than the typical working high school graduate in Pennsylvania ($31,727) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.

The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.

94% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.

Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works

Program earnings vs. the federal benchmark

Median earnings of working graduates four years after finishing each undergraduate program, next to the benchmark the federal earnings test uses: the typical working high school graduate aged 25–34 in Pennsylvania ($31,727).

• Fine and Studio Arts

  Bachelor's degree · 25 working graduates counted

  $44,735

  $13,008 above the benchmark

• English Language and Literature, General

  Bachelor's degree · 40 working graduates counted

  $61,989

  $30,262 above the benchmark

• Biology, General

  Bachelor's degree · 30 working graduates counted

  $68,435

  $36,708 above the benchmark

• Sociology

  Bachelor's degree · 18 working graduates counted

  $72,217

  $40,490 above the benchmark

• Psychology, General

  Bachelor's degree · 18 working graduates counted

  $73,012

  $41,285 above the benchmark

• Urban Studies/Affairs

  Bachelor's degree · 19 working graduates counted

  $73,190

  $41,463 above the benchmark

• Mental and Social Health Services and Allied Professions

  Bachelor's degree · 42 working graduates counted

  $76,395

  $44,668 above the benchmark

• Neurobiology and Neurosciences

  Bachelor's degree · 31 working graduates counted

  $78,295

  $46,568 above the benchmark

• International Relations and National Security Studies

  Bachelor's degree · 28 working graduates counted

  $87,439

  $55,712 above the benchmark

• History

  Bachelor's degree · 27 working graduates counted

  $88,517

  $56,790 above the benchmark

76 other undergraduate programs here have no four-year earnings figure, usually because too few graduates were counted to publish one. That says nothing about how those programs do. See every program on College Scorecard

An estimate, not an official determination. Under a federal rule taking effect July 1, 2027, programs below this benchmark in official results may face limits on federal student loans; Pell Grants are not affected. The official test uses finer program categories, different graduating classes and the Department's own records; its first results are expected in 2027. Programs that train for tipped jobs, such as cosmetology and massage, won't be rated on 2025 earnings, and the Department decides which programs qualify. Earnings: College Scorecard field-of-study data (released Oct 15, 2026). Benchmark: Department of Education published thresholds (2024 notice).

Represent University of Pennsylvania and think a figure here is wrong? Request a correction and we'll check it against the latest College Scorecard release.

What this means for your family

University of Pennsylvania is a private nonprofit four year school in Philadelphia, PA. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.

Common questions about University of Pennsylvania

Looking at private colleges options in Pennsylvania? See the most affordable private colleges in Pennsylvania →

The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →