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Is University of Massachusetts-Lowell worth it?
A first pass affordability and outcome read for University of Massachusetts-Lowell, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Workable
University of Massachusetts-Lowell lands in the workable band for a typical family. Median debt of $23,704 can be carried by median long-run earnings of $64,874, but the margin is not huge. For context, University of Massachusetts-Lowell's net price runs about 34% above the typical 4-year, public school. This is the kind of school where your actual aid offer can move the answer meaningfully.
Is the price fair?
Compared to 774 similar 4-year, public schools
This school
$17,624
/yrAverage school like this
$13,155
/yrThis weighs on your Worth-It Score
You'd pay about $4,470 more per year than the typical student at a similar school. Over 4 years that's roughly $18,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$17,163
Median earnings 10 years out
$64,874
Median debt at graduation
$23,704
Graduation rate
67%
At University of Massachusetts-Lowell, a typical graduate carries about $23,704 in student debt and earns roughly $64,874 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $270 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
University of Massachusetts-Lowell is a public four year school in Lowell, MA. For many families, the key question is whether the published value here beats cheaper in state or regional alternatives once your real aid offer arrives.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Public 4-year
Westfield State
Westfield, MA
Worth-It Score: 65/100
Median net price: $16,721
Public 4-year
University of Massachusetts-Boston
Boston, MA
Worth-It Score: 66/100
Median net price: $17,707
Public 4-year
Bridgewater State
Bridgewater, MA
Worth-It Score: 65/100
Median net price: $16,383
Public 4-year
Framingham State
Framingham, MA
Worth-It Score: 60/100
Median net price: $16,114
Public 4-year
Massachusetts College of Liberal Arts
North Adams, MA
Worth-It Score: 59/100
Median net price: $16,068
Common questions about University of Massachusetts-Lowell
The median net price at University of Massachusetts-Lowell is $17,163 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at public universities options in Massachusetts? See the most affordable public universities in Massachusetts →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →