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Is University of Massachusetts-Amherst worth it?
A first pass affordability and outcome read for University of Massachusetts-Amherst, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Affordable
University of Massachusetts-Amherst lands in the affordable band for a typical family. Graduates earn a median of $71,631 ten years after enrolling, and that makes the median debt of $22,763 more manageable than it looks at first glance. For context, University of Massachusetts-Amherst's net price sits about 74% above the typical 4-year, public school and near the top of its sector range. On the numbers alone, this school clears the bar comfortably.
Is the price fair?
Compared to 774 similar 4-year, public schools
This school
$22,954
/yrAverage school like this
$13,155
/yrThis significantly impacts your Worth-It Score
You'd pay about $9,800 more per year than the typical student at a similar school. Over 4 years that's roughly $39,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data is workable, but not so strong that it erases financing risk.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$22,383
Median earnings 10 years out
$71,631
Median debt at graduation
$22,763
Graduation rate
83%
At University of Massachusetts-Amherst, a typical graduate carries about $22,763 in student debt and earns roughly $71,631 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $259 per month, or 4% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
University of Massachusetts-Amherst is a public four year school in Amherst, MA. For many families, the key question is whether the published value here beats cheaper in state or regional alternatives once your real aid offer arrives.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Public 4-year
Massachusetts Maritime Academy
Buzzards Bay, MA
Worth-It Score: 84/100
Median net price: $21,582
Public 4-year
University of Massachusetts-Dartmouth
North Dartmouth, MA
Worth-It Score: 65/100
Median net price: $20,927
Public 4-year
Massachusetts College of Art and Design
Boston, MA
Worth-It Score: 48/100
Median net price: $24,100
Public 4-year
University of Massachusetts-Boston
Boston, MA
Worth-It Score: 66/100
Median net price: $17,707
Public 4-year
University of Massachusetts-Lowell
Lowell, MA
Worth-It Score: 75/100
Median net price: $17,163
Common questions about University of Massachusetts-Amherst
The median net price at University of Massachusetts-Amherst is $22,383 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at public universities options in Massachusetts? See the most affordable public universities in Massachusetts →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
