Is University of Arkansas-Fort Smith worth it?

The numbers behind the score

At University of Arkansas-Fort Smith, a typical graduate carries about $20,500 in student debt and earns roughly $44,252 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $233 per month, or 6% of pre-tax income. That sits inside a borrower comfort range for many graduates.

How earnings compare to a high school diploma

Graduates earn $15,750 more than the typical working high school graduate in Arkansas ($28,502) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.

The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.

65% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.

Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works

Program earnings vs. the federal benchmark

Median earnings of working graduates four years after finishing each undergraduate program, next to the benchmark the federal earnings test uses: the typical working high school graduate aged 25–34 in Arkansas ($28,502).

• Business Operations Support and Assistant Services

  Associate degree · 16 working graduates counted

  $31,742

  $3,240 above the benchmark

• Liberal Arts and Sciences, General Studies and Humanities

  Associate degree · 54 working graduates counted

  $35,639

  $7,137 above the benchmark

• Communication and Media Studies

  Bachelor's degree · 16 working graduates counted

  $35,760

  $7,258 above the benchmark

• Liberal Arts and Sciences, General Studies and Humanities

  Bachelor's degree · 52 working graduates counted

  $37,641

  $9,139 above the benchmark

• Psychology, General

  Bachelor's degree · 42 working graduates counted

  $40,519

  $12,017 above the benchmark

• Criminal Justice and Corrections

  Bachelor's degree · 67 working graduates counted

  $43,509

  $15,007 above the benchmark

• Teacher Education and Professional Development, Specific Levels and Methods

  Bachelor's degree · 54 working graduates counted

  $44,197

  $15,695 above the benchmark

• History

  Bachelor's degree · 28 working graduates counted

  $45,097

  $16,595 above the benchmark

• Social Work

  Bachelor's degree · 21 working graduates counted

  $45,275

  $16,773 above the benchmark

• Teacher Education and Professional Development, Specific Subject Areas

  Bachelor's degree · 45 working graduates counted

  $45,378

  $16,876 above the benchmark

52 other undergraduate programs here have no four-year earnings figure, usually because too few graduates were counted to publish one. That says nothing about how those programs do. See every program on College Scorecard

An estimate, not an official determination. Under a federal rule taking effect July 1, 2027, programs below this benchmark in official results may face limits on federal student loans; Pell Grants are not affected. The official test uses finer program categories, different graduating classes and the Department's own records; its first results are expected in 2027. Programs that train for tipped jobs, such as cosmetology and massage, won't be rated on 2025 earnings, and the Department decides which programs qualify. Earnings: College Scorecard field-of-study data (released Oct 15, 2026). Benchmark: Department of Education published thresholds (2024 notice).

Represent University of Arkansas-Fort Smith and think a figure here is wrong? Request a correction and we'll check it against the latest College Scorecard release.

What this means for your family

University of Arkansas-Fort Smith is a two year school in Fort Smith, AR. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.

Common questions about University of Arkansas-Fort Smith

Looking at public universities options in Arkansas? See the most affordable public universities in Arkansas →

The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →