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Is United States Merchant Marine Academy worth it?
A first pass affordability and outcome read for United States Merchant Marine Academy, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Affordable
United States Merchant Marine Academy lands in the affordable band for a typical family. Graduates earn a median of $90,610 ten years after enrolling, and that makes the median debt of $8,833 more manageable than it looks at first glance. For context, United States Merchant Marine Academy's net price sits about 61% below the typical 4-year, public school. On the numbers alone, this school clears the bar comfortably.
Is the price fair?
Compared to 774 similar 4-year, public schools
This school
$5,173
/yrAverage school like this
$13,155
/yrThis helps your Worth-It Score
You'd pay about $7,982 less per year than the typical student at a similar school. Over 4 years that's roughly $32,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
Graduation and earnings data create a stronger long-run payoff picture.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$6,174
Median earnings 10 years out
$90,610
Median debt at graduation
$8,833
Graduation rate
81%
At United States Merchant Marine Academy, a typical graduate carries about $8,833 in student debt and earns roughly $90,610 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $100 per month, or 1% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $48,810 more than the typical high school graduate ($41,800) ten years after entering this school. A federal rule finalized in July 2026 ties undergraduate student-loan eligibility to a comparison like this one, with the first calculations expected in 2027.
92% of former students here out-earned that benchmark ten years after entry, per College Scorecard.
Context, not a federal determination: the official test will use earnings measured four years after completion and thresholds the Department of Education has not yet published, which may vary by state. Our figure is College Scorecard median earnings ten years after entry. How this works
What this means for your family
United States Merchant Marine Academy is a public four year school in Kings Point, NY. For many families, the key question is whether the published value here beats cheaper in state or regional alternatives once your real aid offer arrives.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Public 4-year
CUNY Medgar Evers
Brooklyn, NY
Worth-It Score: 60/100
Median net price: $5,718
Public 4-year
College of Staten Island CUNY
Staten Island, NY
Worth-It Score: 60/100
Median net price: $5,579
Public 4-year
CUNY New York City College of Technology
Brooklyn, NY
Worth-It Score: 60/100
Median net price: $5,127
Public 4-year
CUNY York
Jamaica, NY
Worth-It Score: 61/100
Median net price: $4,456
Public 4-year
Farmingdale State
Farmingdale, NY
Worth-It Score: 71/100
Median net price: $10,867
Common questions about United States Merchant Marine Academy
The median net price at United States Merchant Marine Academy is $6,174 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at public universities options in New York? See the most affordable public universities in New York →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →