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Is The University of Montana-Western worth it?

A first pass affordability and outcome read for The University of Montana-Western, using national average inputs. Run your own numbers for a personalized score.

Worth-It Score

51/100

Stretch

The University of Montana-Western sits in the stretch band for a typical family. The long-run earnings picture at $47,501 helps, but median debt of $19,250 plus yearly net price of $19,481 creates a tighter path. For context, The University of Montana-Western's net price runs about 20% above the typical 4-year, public school. It can work, but the financing plan has to be deliberate.

Is the price fair?

Compared to 774 similar 4-year, public schools

20% above average

This school

$15,726

/yr

Average school like this

$13,155

/yr
Lowest costAverageHighest cost
$6,216$21,615

This weighs on your Worth-It Score

You'd pay about $2,572 more per year than the typical student at a similar school. Over 4 years that's roughly $10,000 in extra cost.

Score breakdown

The public version of the score weighs affordability, after graduation outcomes, and repayment burden.

Affordability

40% weight

68/100

The yearly net price is manageable, but it makes the aid offer matter a lot.

Outcome

40% weight

10/100

The outcome data does not create enough margin to fully offset the cost.

Repayment

20% weight

100/100

Median debt stays in a more comfortable repayment range for a typical graduate.

The numbers behind the score

Median net price per year

$19,481

Median earnings 10 years out

$47,501

Median debt at graduation

$19,250

Graduation rate

48%

At The University of Montana-Western, a typical graduate carries about $19,250 in student debt and earns roughly $47,501 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $219 per month, or 6% of pre-tax income. That sits inside a borrower comfort range for many graduates.

How earnings compare to a high school diploma

Graduates earn $17,443 more than the typical working high school graduate in Montana ($30,058) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.

The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.

70% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.

Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works

Program earnings vs. the federal benchmark

Median earnings of working graduates four years after finishing each undergraduate program, next to the benchmark the federal earnings test uses: the typical working high school graduate aged 25–34 in Montana ($30,058).

  • Teacher Education and Professional Development, Specific Levels and Methods

    Bachelor's degree · 64 working graduates counted

    $41,988

    $11,930 above the benchmark

  • Teacher Education and Professional Development, Specific Subject Areas

    Bachelor's degree · 18 working graduates counted

    $46,457

    $16,399 above the benchmark

  • Business Administration, Management and Operations

    Bachelor's degree · 36 working graduates counted

    $47,344

    $17,286 above the benchmark

30 other undergraduate programs here have no four-year earnings figure, usually because too few graduates were counted to publish one. That says nothing about how those programs do. See every program on College Scorecard

An estimate, not an official determination. Under a federal rule taking effect July 1, 2027, programs below this benchmark in official results may face limits on federal student loans; Pell Grants are not affected. The official test uses finer program categories, different graduating classes and the Department's own records; its first results are expected in 2027. Programs that train for tipped jobs, such as cosmetology and massage, won't be rated on 2025 earnings, and the Department decides which programs qualify. Earnings: College Scorecard field-of-study data (released Oct 15, 2026). Benchmark: Department of Education published thresholds (2024 notice).

Represent The University of Montana-Western and think a figure here is wrong? Request a correction and we'll check it against the latest College Scorecard release.

What this means for your family

The University of Montana-Western is a public four year school in Dillon, MT. For many families, the key question is whether the published value here beats cheaper in state or regional alternatives once your real aid offer arrives.

Similar schools worth comparing

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Common questions about The University of Montana-Western

The median net price at The University of Montana-Western is $19,481 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.

Get your personalized Worth-It score

National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.

Looking at public universities options in Montana? See the most affordable public universities in Montana →

The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →

What families actually paid

The published price is rarely what anyone pays. Pick a household income range to see what students at The University of Montana-Western in that range paid on average, after grants and scholarships.

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All students who received aid

$19,481a year, on average

Average for first-time, full-time students who received federal financial aid, 2024-25. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.

Now work out how to pay for it, cheapest money first.

A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.

Open the 2026-27 funding guide →