What do graduates from Temple earn?

The median earnings figure for Temple is $63,727 ten years after enrolling. This page uses that long-run earnings marker as the default earnings input for the public score.

What is the debt-to-income ratio for Temple graduates?

Using the median debt level of $24,395 and a standard 10-year repayment plan, repayment takes about 5% of pre-tax income at the median earnings level. That is one of the strongest signals in the Worth-It Score.

How does Temple compare to similar schools?

Temple is worth comparing with University of Pittsburgh-Pittsburgh Campus, Pennsylvania State University-, Shippensburg University of Pennsylvania, which sit in a similar price or school-type neighborhood. The right answer often becomes clearer when you compare aid and borrowing side by side.

Is Temple worth the cost?

Temple currently scores 64 out of 100 in the default Worth-It model and lands in the stretch band. That is a starting point built from public averages. Your own aid offer, intended major, and family plan can move the answer substantially.

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Is Temple University worth it?

A first pass affordability and outcome read for Temple, using national average inputs. Run your own numbers for a personalized score.

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Worth-It Score

64/100

Stretch

Temple sits in the stretch band for a typical family. The long-run earnings picture at $63,727 helps, but median debt of $24,395 plus yearly net price of $28,198 creates a tighter path. For context, Temple's net price sits about 125% above the typical 4-year, public school and near the top of its sector range. It can work, but the financing plan has to be deliberate.

Is the price fair?

Compared to 774 similar 4-year, public schools

125% above average

This school

$29,641

/yr

Average school like this

$13,155

/yr

Lowest costAverageHighest cost

$6,216$21,615

This significantly impacts your Worth-It Score

You'd pay about $16,487 more per year than the typical student at a similar school. Over 4 years that's roughly $66,000 in extra cost.

Score breakdown

The public version of the score weighs affordability, after graduation outcomes, and repayment burden.

Affordability

40% weight

62/100

The yearly net price is manageable, but it makes the aid offer matter a lot.

Outcome

40% weight

48/100

The outcome data does not create enough margin to fully offset the cost.

Repayment

20% weight

100/100

Median debt stays in a more comfortable repayment range for a typical graduate.

The numbers behind the score

Median net price per year

$28,198

Median earnings 10 years out

$63,727

Median debt at graduation

$24,395

Graduation rate

75%

At Temple, a typical graduate carries about $24,395 in student debt and earns roughly $63,727 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $277 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.

How earnings compare to a high school diploma

Graduates earn $21,927 more than the typical high school graduate ($41,800) ten years after entering this school. A federal rule finalized in July 2026 ties undergraduate student-loan eligibility to a comparison like this one, with the first calculations expected in 2027.

83% of former students here out-earned that benchmark ten years after entry, per College Scorecard.

Context, not a federal determination: the official test will use earnings measured four years after completion and thresholds the Department of Education has not yet published, which may vary by state. Our figure is College Scorecard median earnings ten years after entry. How this works

What this means for your family

Temple is a public four year school in Philadelphia, PA. For many families, the key question is whether the published value here beats cheaper in state or regional alternatives once your real aid offer arrives.

Similar schools worth comparing

These schools share a similar sector, geography, or price range.

Public 4-year

University of Pittsburgh-Pittsburgh Campus

Pittsburgh, PA

Worth-It Score: 68/100

Median net price: $30,434

Public 4-year

Pennsylvania State University-

University Park, PA

Worth-It Score: 63/100

Median net price: $32,875

Public 4-year

Shippensburg University of Pennsylvania

Shippensburg, PA

Worth-It Score: 54/100

Median net price: $23,726

Public 4-year

West Chester University of Pennsylvania

West Chester, PA

Worth-It Score: 66/100

Median net price: $23,331

Public 4-year

Kutztown University of Pennsylvania

Kutztown, PA

Worth-It Score: 55/100

Median net price: $21,331

Common questions about Temple

The median net price at Temple is $28,198 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.

Get your personalized Worth-It score

National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.

Run your numbers →

Looking at public universities options in Pennsylvania? See the most affordable public universities in Pennsylvania →

The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →

Now work out how to pay for it, cheapest money first.

A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.

Open the 2026-27 funding guide →