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Is Temple University worth it?
A first pass affordability and outcome read for Temple, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Temple sits in the stretch band for a typical family. The long-run earnings picture at $63,727 helps, but median debt of $24,395 plus yearly net price of $28,198 creates a tighter path. For context, Temple's net price sits about 125% above the typical 4-year, public school and near the top of its sector range. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 774 similar 4-year, public schools
This school
$29,641
/yrAverage school like this
$13,155
/yrThis significantly impacts your Worth-It Score
You'd pay about $16,487 more per year than the typical student at a similar school. Over 4 years that's roughly $66,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price is manageable, but it makes the aid offer matter a lot.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$28,198
Median earnings 10 years out
$63,727
Median debt at graduation
$24,395
Graduation rate
75%
At Temple, a typical graduate carries about $24,395 in student debt and earns roughly $63,727 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $277 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
Temple is a public four year school in Philadelphia, PA. For many families, the key question is whether the published value here beats cheaper in state or regional alternatives once your real aid offer arrives.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Public 4-year
University of Pittsburgh-Pittsburgh Campus
Pittsburgh, PA
Worth-It Score: 68/100
Median net price: $30,434
Public 4-year
Pennsylvania State University-
University Park, PA
Worth-It Score: 63/100
Median net price: $32,875
Public 4-year
Shippensburg University of Pennsylvania
Shippensburg, PA
Worth-It Score: 54/100
Median net price: $23,726
Public 4-year
West Chester University of Pennsylvania
West Chester, PA
Worth-It Score: 66/100
Median net price: $23,331
Public 4-year
Kutztown University of Pennsylvania
Kutztown, PA
Worth-It Score: 55/100
Median net price: $21,331
Common questions about Temple
The median net price at Temple is $28,198 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at public universities options in Pennsylvania? See the most affordable public universities in Pennsylvania →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →