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Is SUM Bible College and Theological Seminary worth it?
A first pass affordability and outcome read for SUM Bible College and Theological Seminary, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Heavy lift
SUM Bible College and Theological Seminary lands in the heavy lift band for a typical family. The combination of $21,680 in yearly net price and $26,677 in median debt asks a lot relative to median earnings of $35,418. For context, SUM Bible College and Theological Seminary's net price is about 2% above the typical 4-year, private nonprofit school. This does not make the school wrong for every student, but it does mean the price deserves a closer test.
Is the price fair?
Compared to 1237 similar 4-year, private nonprofit schools
This school
$23,282
/yrAverage school like this
$22,837
/yrNet price is slightly above average
You'd pay about $445 more per year than the typical student at a similar school. Over 4 years that's roughly $2,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price is doing real work against the score and raises the financing burden quickly.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$21,680
Median earnings 10 years out
$35,418
Median debt at graduation
$26,677
Graduation rate
67%
At SUM Bible College and Theological Seminary, a typical graduate carries about $26,677 in student debt and earns roughly $35,418 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $303 per month, or 10% of pre-tax income. That sits at the tighter end of a workable borrower range.
What this means for your family
SUM Bible College and Theological Seminary is a private nonprofit four year school in El Dorado Hills, CA. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private nonprofit 4-year
Mount Saint Mary's
Los Angeles, CA
Worth-It Score: 67/100
Median net price: $21,413
Private nonprofit 4-year
Vanguard University of Southern California
Costa Mesa, CA
Worth-It Score: 61/100
Median net price: $21,241
Private nonprofit 4-year
Azusa Pacific
Azusa, CA
Worth-It Score: 68/100
Median net price: $22,212
Private nonprofit 4-year
Life Pacific
San Dimas, CA
Worth-It Score: 45/100
Median net price: $20,898
Private nonprofit 4-year
National
San Diego, CA
Worth-It Score: 57/100
Median net price: $22,878
Common questions about SUM Bible College and Theological Seminary
The median net price at SUM Bible College and Theological Seminary is $21,680 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at private colleges options in California? See the most affordable private colleges in California →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →