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Is State University of New York at Cortland worth it?
A first pass affordability and outcome read for State University of New York at Cortland, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Workable
State University of New York at Cortland lands in the workable band for a typical family. Median debt of $20,500 can be carried by median long-run earnings of $67,781, but the margin is not huge. For context, State University of New York at Cortland's net price runs about 40% above the typical 4-year, public school. This is the kind of school where your actual aid offer can move the answer meaningfully.
Is the price fair?
Compared to 774 similar 4-year, public schools
This school
$18,474
/yrAverage school like this
$13,155
/yrThis weighs on your Worth-It Score
You'd pay about $5,320 more per year than the typical student at a similar school. Over 4 years that's roughly $21,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$22,125
Median earnings 10 years out
$67,781
Median debt at graduation
$20,500
Graduation rate
70%
At State University of New York at Cortland, a typical graduate carries about $20,500 in student debt and earns roughly $67,781 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $233 per month, or 4% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $36,988 more than the typical working high school graduate in New York ($30,793) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.
The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.
88% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.
Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works
Program earnings vs. the federal benchmark
Median earnings of working graduates four years after finishing each undergraduate program, next to the benchmark the federal earnings test uses: the typical working high school graduate aged 25–34 in New York ($30,793).
Liberal Arts and Sciences, General Studies and Humanities
Bachelor's degree · 33 working graduates counted
$44,687
$13,894 above the benchmark
History
Bachelor's degree · 38 working graduates counted
$51,043
$20,250 above the benchmark
Allied Health Diagnostic, Intervention, and Treatment Professions
Bachelor's degree · 20 working graduates counted
$52,067
$21,274 above the benchmark
Rehabilitation and Therapeutic Professions
Bachelor's degree · 34 working graduates counted
$52,654
$21,861 above the benchmark
Sociology
Bachelor's degree · 44 working graduates counted
$53,524
$22,731 above the benchmark
Psychology, General
Bachelor's degree · 100 working graduates counted
$56,366
$25,573 above the benchmark
Sports, Kinesiology, and Physical Education/Fitness
Bachelor's degree · 307 working graduates counted
$56,466
$25,673 above the benchmark
Criminology
Bachelor's degree · 68 working graduates counted
$56,593
$25,800 above the benchmark
Geological and Earth Sciences/Geosciences
Bachelor's degree · 17 working graduates counted
$60,027
$29,234 above the benchmark
Political Science and Government
Bachelor's degree · 33 working graduates counted
$60,296
$29,503 above the benchmark
34 other undergraduate programs here have no four-year earnings figure, usually because too few graduates were counted to publish one. That says nothing about how those programs do. See every program on College Scorecard
An estimate, not an official determination. Under a federal rule taking effect July 1, 2027, programs below this benchmark in official results may face limits on federal student loans; Pell Grants are not affected. The official test uses finer program categories, different graduating classes and the Department's own records; its first results are expected in 2027. Programs that train for tipped jobs, such as cosmetology and massage, won't be rated on 2025 earnings, and the Department decides which programs qualify. Earnings: College Scorecard field-of-study data (released Oct 15, 2026). Benchmark: Department of Education published thresholds (2024 notice).
Represent State University of New York at Cortland and think a figure here is wrong? Request a correction and we'll check it against the latest College Scorecard release.
What this means for your family
State University of New York at Cortland is a public four year school in Cortland, NY. For many families, the key question is whether the published value here beats cheaper in state or regional alternatives once your real aid offer arrives.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Public 4-year
University at Buffalo
Buffalo, NY
Worth-It Score: 79/100
Median net price: $21,775
Public 4-year
SUNY Maritime
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Median net price: $22,888
Public 4-year
Binghamton
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Worth-It Score: 89/100
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Public 4-year
SUNY College of Agriculture and Technology at Cobleskill
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Worth-It Score: 50/100
Median net price: $19,526
Public 4-year
State University of New York at New Paltz
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Worth-It Score: 74/100
Median net price: $19,499
Common questions about State University of New York at Cortland
The median net price at State University of New York at Cortland is $22,125 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at public universities options in New York? See the most affordable public universities in New York →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at State University of New York at Cortland in that range paid on average, after grants and scholarships.
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All students who received aid
$22,125a year, on average
Average for first-time, full-time students who received federal financial aid, 2024-25. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →