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Is St. Thomas University worth it?
A first pass affordability and outcome read for St. Thomas, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Heavy lift
St. Thomas lands in the heavy lift band for a typical family. The combination of $26,312 in yearly net price and $19,125 in median debt asks a lot relative to median earnings of $54,272. For context, St. Thomas's net price runs about 18% above the typical 4-year, private nonprofit school. This does not make the school wrong for every student, but it does mean the price deserves a closer test.
Is the price fair?
Compared to 1237 similar 4-year, private nonprofit schools
This school
$27,029
/yrAverage school like this
$22,837
/yrThis weighs on your Worth-It Score
You'd pay about $4,192 more per year than the typical student at a similar school. Over 4 years that's roughly $17,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price is manageable, but it makes the aid offer matter a lot.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$26,312
Median earnings 10 years out
$54,272
Median debt at graduation
$19,125
Graduation rate
46%
At St. Thomas, a typical graduate carries about $19,125 in student debt and earns roughly $54,272 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $217 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
St. Thomas is a private nonprofit four year school in Miami Gardens, FL. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private nonprofit 4-year
Everglades
Boca Raton, FL
Worth-It Score: 38/100
Median net price: $27,371
Private nonprofit 4-year
Jacksonville
Jacksonville, FL
Worth-It Score: 61/100
Median net price: $25,180
Private nonprofit 4-year
Ave Maria
Ave Maria, FL
Worth-It Score: 47/100
Median net price: $24,860
Private nonprofit 4-year
Palm Beach Atlantic
West Palm Beach, FL
Worth-It Score: 42/100
Median net price: $28,354
Private nonprofit 4-year
Florida Southern
Lakeland, FL
Worth-It Score: 54/100
Median net price: $28,551
Common questions about St. Thomas
The median net price at St. Thomas is $26,312 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at private colleges options in Florida? See the most affordable private colleges in Florida →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →