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Is St Cloud Technical and Community College worth it?
A first pass affordability and outcome read for St Cloud Technical and Community, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
St Cloud Technical and Community sits in the stretch band for a typical family. The long-run earnings picture at $46,874 helps, but median debt of $12,000 plus yearly net price of $9,635 creates a tighter path. For context, St Cloud Technical and Community's net price runs about 34% above the typical 2-year, public school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 791 similar 2-year, public schools
This school
$10,140
/yrAverage school like this
$7,555
/yrThis weighs on your Worth-It Score
You'd pay about $2,585 more per year than the typical student at a similar school. Over 4 years that's roughly $10,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$9,635
Median earnings 10 years out
$46,874
Median debt at graduation
$12,000
Graduation rate
44%
At St Cloud Technical and Community, a typical graduate carries about $12,000 in student debt and earns roughly $46,874 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $136 per month, or 3% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
St Cloud Technical and Community is a two year school in Saint Cloud, MN. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
2-year
Ridgewater
Willmar, MN
Worth-It Score: 64/100
Median net price: $10,046
2-year
South Central
North Mankato, MN
Worth-It Score: 60/100
Median net price: $9,082
2-year
Hennepin Technical
Brooklyn Park, MN
Worth-It Score: 61/100
Median net price: $10,272
2-year
Minnesota North
Hibbing, MN
Worth-It Score: 61/100
Median net price: $10,432
2-year
Century
White Bear Lake, MN
Worth-It Score: 60/100
Median net price: $10,906
Common questions about St Cloud Technical and Community
The median net price at St Cloud Technical and Community is $9,635 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at community colleges options in Minnesota? See the most affordable community colleges in Minnesota →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →