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Is Spalding University worth it?
A first pass affordability and outcome read for Spalding, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Heavy lift
Spalding lands in the heavy lift band for a typical family. The combination of $25,491 in yearly net price and $25,250 in median debt asks a lot relative to median earnings of $49,438. For context, Spalding's net price is about 12% above the typical 4-year, private nonprofit school. This does not make the school wrong for every student, but it does mean the price deserves a closer test.
Is the price fair?
Compared to 1237 similar 4-year, private nonprofit schools
This school
$25,539
/yrAverage school like this
$22,837
/yrNet price is slightly above average
You'd pay about $2,702 more per year than the typical student at a similar school. Over 4 years that's roughly $11,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price is doing real work against the score and raises the financing burden quickly.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$25,491
Median earnings 10 years out
$49,438
Median debt at graduation
$25,250
Graduation rate
54%
At Spalding, a typical graduate carries about $25,250 in student debt and earns roughly $49,438 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $287 per month, or 7% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
Spalding is a private nonprofit four year school in Louisville, KY. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private nonprofit 4-year
Kentucky Christian
Grayson, KY
Worth-It Score: 34/100
Median net price: $24,038
Private nonprofit 4-year
Midway
Midway, KY
Worth-It Score: 28/100
Median net price: $29,579
Private nonprofit 4-year
Transylvania
Lexington, KY
Worth-It Score: 63/100
Median net price: $21,913
Private nonprofit 4-year
Thomas More
Crestview Hills, KY
Worth-It Score: 52/100
Median net price: $21,835
Private nonprofit 4-year
Bellarmine
Louisville, KY
Worth-It Score: 67/100
Median net price: $21,499
Common questions about Spalding
The median net price at Spalding is $25,491 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at private colleges options in Kentucky? See the most affordable private colleges in Kentucky →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →