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Is South Central College worth it?
A first pass affordability and outcome read for South Central, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
South Central sits in the stretch band for a typical family. The long-run earnings picture at $49,271 helps, but median debt of $12,695 plus yearly net price of $12,198 creates a tighter path. For context, South Central's net price runs about 30% above the typical 2-year, public school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 791 similar 2-year, public schools
This school
$9,804
/yrAverage school like this
$7,555
/yrThis weighs on your Worth-It Score
You'd pay about $2,249 more per year than the typical student at a similar school. Over 4 years that's roughly $9,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$12,198
Median earnings 10 years out
$49,271
Median debt at graduation
$12,695
Graduation rate
41%
At South Central, a typical graduate carries about $12,695 in student debt and earns roughly $49,271 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $144 per month, or 4% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $14,476 more than the typical working high school graduate in Minnesota ($34,795) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.
The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.
70% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.
Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works
Program earnings vs. the federal benchmark
Median earnings of working graduates four years after finishing each undergraduate program, next to the benchmark the federal earnings test uses: the typical working high school graduate aged 25–34 in Minnesota ($34,795).
Human Development, Family Studies, and Related Services
Associate degree · 17 working graduates counted
$37,497
$2,702 above the benchmark
Allied Health and Medical Assisting Services
Associate degree · 18 working graduates counted
$38,294
$3,499 above the benchmark
Graphic Communications
Associate degree · 24 working graduates counted
$40,769
$5,974 above the benchmark
Health and Medical Administrative Services
Certificate · 22 working graduates counted
$42,414
$7,619 above the benchmark
Liberal Arts and Sciences, General Studies and Humanities
Associate degree · 159 working graduates counted
$47,351
$12,556 above the benchmark
Dental Support Services and Allied Professions
Associate degree · 34 working graduates counted
$48,560
$13,765 above the benchmark
Business Administration, Management and Operations
Associate degree · 19 working graduates counted
$49,458
$14,663 above the benchmark
Vehicle Maintenance and Repair Technologies/Technicians
Certificate · 21 working graduates counted
$49,884
$15,089 above the benchmark
Computer Systems Networking and Telecommunications
Associate degree · 25 working graduates counted
$51,550
$16,755 above the benchmark
Accounting and Related Services
Associate degree · 29 working graduates counted
$51,971
$17,176 above the benchmark
56 other undergraduate programs here have no four-year earnings figure, usually because too few graduates were counted to publish one. That says nothing about how those programs do. See every program on College Scorecard
An estimate, not an official determination. Under a federal rule taking effect July 1, 2027, programs below this benchmark in official results may face limits on federal student loans; Pell Grants are not affected. The official test uses finer program categories, different graduating classes and the Department's own records; its first results are expected in 2027. Programs that train for tipped jobs, such as cosmetology and massage, won't be rated on 2025 earnings, and the Department decides which programs qualify. Earnings: College Scorecard field-of-study data (released Oct 15, 2026). Benchmark: Department of Education published thresholds (2024 notice).
Represent South Central College and think a figure here is wrong? Request a correction and we'll check it against the latest College Scorecard release.
What this means for your family
South Central is a two year school in North Mankato, MN. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
2-year
Minnesota North
Hibbing, MN
Worth-It Score: 63/100
Median net price: $12,194
2-year
Northwest Technical
Bemidji, MN
Worth-It Score: 63/100
Median net price: $11,886
2-year
Minnesota West Community and Technical
Granite Falls, MN
Worth-It Score: 68/100
Median net price: $11,331
2-year
Fond du Lac Tribal and Community
Cloquet, MN
Worth-It Score: 60/100
Median net price: $13,687
2-year
Minnesota State Community and Technical
Fergus Falls, MN
Worth-It Score: 65/100
Median net price: $14,404
Common questions about South Central
The median net price at South Central is $12,198 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at community colleges options in Minnesota? See the most affordable community colleges in Minnesota →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at South Central in that range paid on average, after grants and scholarships.
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All students who received aid
$12,198a year, on average
Average for first-time, full-time students who received federal financial aid, 2024-25. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →