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Is Russell Sage College worth it?
A first pass affordability and outcome read for Russell Sage, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Russell Sage sits in the stretch band for a typical family. The long-run earnings picture at $61,760 helps, but median debt of $22,212 plus yearly net price of $21,084 creates a tighter path. For context, Russell Sage's net price is about 3% above the typical 4-year, private nonprofit school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 1237 similar 4-year, private nonprofit schools
This school
$23,588
/yrAverage school like this
$22,837
/yrNet price is slightly above average
You'd pay about $751 more per year than the typical student at a similar school. Over 4 years that's roughly $3,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$21,084
Median earnings 10 years out
$61,760
Median debt at graduation
$22,212
Graduation rate
57%
At Russell Sage, a typical graduate carries about $22,212 in student debt and earns roughly $61,760 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $253 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $30,967 more than the typical working high school graduate in New York ($30,793) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.
The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.
80% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.
Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works
Program earnings vs. the federal benchmark
Median earnings of working graduates four years after finishing each undergraduate program, next to the benchmark the federal earnings test uses: the typical working high school graduate aged 25–34 in New York ($30,793).
Psychology, General
Bachelor's degree · 45 working graduates counted
$50,446
$19,653 above the benchmark
Teacher Education and Professional Development, Specific Subject Areas
Bachelor's degree · 18 working graduates counted
$51,080
$20,287 above the benchmark
Design and Applied Arts
Bachelor's degree · 32 working graduates counted
$51,485
$20,692 above the benchmark
Social Sciences, Other
Bachelor's degree · 34 working graduates counted
$54,363
$23,570 above the benchmark
Business Administration, Management and Operations
Bachelor's degree · 54 working graduates counted
$58,753
$27,960 above the benchmark
Health Professions and Related Clinical Sciences, Other
Bachelor's degree · 48 working graduates counted
$68,647
$37,854 above the benchmark
Biological and Biomedical Sciences, Other
Bachelor's degree · 35 working graduates counted
$70,329
$39,536 above the benchmark
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
Bachelor's degree · 119 working graduates counted
$89,836
$59,043 above the benchmark
18 other undergraduate programs here have no four-year earnings figure, usually because too few graduates were counted to publish one. That says nothing about how those programs do. See every program on College Scorecard
An estimate, not an official determination. Under a federal rule taking effect July 1, 2027, programs below this benchmark in official results may face limits on federal student loans; Pell Grants are not affected. The official test uses finer program categories, different graduating classes and the Department's own records; its first results are expected in 2027. Programs that train for tipped jobs, such as cosmetology and massage, won't be rated on 2025 earnings, and the Department decides which programs qualify. Earnings: College Scorecard field-of-study data (released Oct 15, 2026). Benchmark: Department of Education published thresholds (2024 notice).
Represent Russell Sage College and think a figure here is wrong? Request a correction and we'll check it against the latest College Scorecard release.
What this means for your family
Russell Sage is a private nonprofit four year school in Troy, NY. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.
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Common questions about Russell Sage
The median net price at Russell Sage is $21,084 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at private colleges options in New York? See the most affordable private colleges in New York →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at Russell Sage in that range paid on average, after grants and scholarships.
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All students who received aid
$21,084a year, on average
Average for first-time, full-time students who received federal financial aid, 2024-25. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →