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Is Paine College worth it?

A first pass affordability and outcome read for Paine, using national average inputs. Run your own numbers for a personalized score.

Worth-It Score

39/100

Heavy lift

Paine lands in the heavy lift band for a typical family. The combination of $16,407 in yearly net price and $32,026 in median debt asks a lot relative to median earnings of $37,183. For context, Paine's net price is about 25% below the typical 4-year, private nonprofit school. This does not make the school wrong for every student, but it does mean the price deserves a closer test.

Is the price fair?

Compared to 1237 similar 4-year, private nonprofit schools

25% below average

This school

$17,048

/yr

Average school like this

$22,837

/yr
Lowest costAverageHighest cost
$10,732$42,106

This helps your Worth-It Score

You'd pay about $5,789 less per year than the typical student at a similar school. Over 4 years that's roughly $23,000 in savings.

Score breakdown

The public version of the score weighs affordability, after graduation outcomes, and repayment burden.

Affordability

40% weight

62/100

The yearly net price is manageable, but it makes the aid offer matter a lot.

Outcome

40% weight

0/100

The outcome data does not create enough margin to fully offset the cost.

Repayment

20% weight

71/100

Median debt stays in a more comfortable repayment range for a typical graduate.

The numbers behind the score

Median net price per year

$16,407

Median earnings 10 years out

$37,183

Median debt at graduation

$32,026

Graduation rate

12%

At Paine, a typical graduate carries about $32,026 in student debt and earns roughly $37,183 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $364 per month, or 12% of pre-tax income. That sits at the tighter end of a workable borrower range.

How earnings compare to a high school diploma

Graduates earn $7,574 more than the typical working high school graduate in Georgia ($29,609) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.

The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.

54% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.

Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works

Program earnings vs. the federal benchmark

Median earnings of working graduates four years after finishing each undergraduate program, next to the benchmark the federal earnings test uses: the typical working high school graduate aged 25–34 in Georgia ($29,609).

College Scorecard doesn't yet report four-year earnings for any undergraduate program here.

14 other undergraduate programs here have no four-year earnings figure, usually because too few graduates were counted to publish one. That says nothing about how those programs do. See every program on College Scorecard

An estimate, not an official determination. Under a federal rule taking effect July 1, 2027, programs below this benchmark in official results may face limits on federal student loans; Pell Grants are not affected. The official test uses finer program categories, different graduating classes and the Department's own records; its first results are expected in 2027. Programs that train for tipped jobs, such as cosmetology and massage, won't be rated on 2025 earnings, and the Department decides which programs qualify. Earnings: College Scorecard field-of-study data (released Oct 15, 2026). Benchmark: Department of Education published thresholds (2024 notice).

Represent Paine College and think a figure here is wrong? Request a correction and we'll check it against the latest College Scorecard release.

What this means for your family

Paine is a private nonprofit four year school in Augusta, GA. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.

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Common questions about Paine

The median net price at Paine is $16,407 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.

Get your personalized Worth-It score

National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.

Looking at private colleges options in Georgia? See the most affordable private colleges in Georgia →

The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →

What families actually paid

The published price is rarely what anyone pays. Pick a household income range to see what students at Paine in that range paid on average, after grants and scholarships.

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All students who received aid

$15,935a year, on average

Average for first-time, full-time students who received federal financial aid, 2023-24. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.

Now work out how to pay for it, cheapest money first.

A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.

Open the 2026-27 funding guide →