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Is Mount St. Mary's University worth it?
A first pass affordability and outcome read for Mount St. Mary's, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Workable
Mount St. Mary's lands in the workable band for a typical family. Median debt of $24,943 can be carried by median long-run earnings of $69,690, but the margin is not huge. For context, Mount St. Mary's's net price is about 11% above the typical 4-year, private nonprofit school. This is the kind of school where your actual aid offer can move the answer meaningfully.
Is the price fair?
Compared to 1237 similar 4-year, private nonprofit schools
This school
$25,298
/yrAverage school like this
$22,837
/yrNet price is slightly above average
You'd pay about $2,461 more per year than the typical student at a similar school. Over 4 years that's roughly $10,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$19,294
Median earnings 10 years out
$69,690
Median debt at graduation
$24,943
Graduation rate
63%
At Mount St. Mary's, a typical graduate carries about $24,943 in student debt and earns roughly $69,690 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $284 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $36,293 more than the typical working high school graduate in Maryland ($33,397) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.
The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.
85% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.
Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works
Program earnings vs. the federal benchmark
Median earnings of working graduates four years after finishing each undergraduate program, next to the benchmark the federal earnings test uses: the typical working high school graduate aged 25–34 in Maryland ($33,397).
Fine and Studio Arts
Bachelor's degree · 19 working graduates counted
$39,651
$6,254 above the benchmark
Research and Experimental Psychology
Bachelor's degree · 28 working graduates counted
$40,480
$7,083 above the benchmark
History
Bachelor's degree · 21 working graduates counted
$50,563
$17,166 above the benchmark
Sports, Kinesiology, and Physical Education/Fitness
Bachelor's degree · 34 working graduates counted
$54,677
$21,280 above the benchmark
Political Science and Government
Bachelor's degree · 18 working graduates counted
$56,507
$23,110 above the benchmark
Sociology
Bachelor's degree · 44 working graduates counted
$57,290
$23,893 above the benchmark
Communication and Media Studies
Bachelor's degree · 29 working graduates counted
$57,669
$24,272 above the benchmark
Teacher Education and Professional Development, Specific Levels and Methods
Bachelor's degree · 23 working graduates counted
$59,630
$26,233 above the benchmark
Criminology
Bachelor's degree · 54 working graduates counted
$60,428
$27,031 above the benchmark
Business/Commerce, General
Bachelor's degree · 120 working graduates counted
$74,839
$41,442 above the benchmark
22 other undergraduate programs here have no four-year earnings figure, usually because too few graduates were counted to publish one. That says nothing about how those programs do. See every program on College Scorecard
An estimate, not an official determination. Under a federal rule taking effect July 1, 2027, programs below this benchmark in official results may face limits on federal student loans; Pell Grants are not affected. The official test uses finer program categories, different graduating classes and the Department's own records; its first results are expected in 2027. Programs that train for tipped jobs, such as cosmetology and massage, won't be rated on 2025 earnings, and the Department decides which programs qualify. Earnings: College Scorecard field-of-study data (released Oct 15, 2026). Benchmark: Department of Education published thresholds (2024 notice).
Represent Mount St. Mary's University and think a figure here is wrong? Request a correction and we'll check it against the latest College Scorecard release.
What this means for your family
Mount St. Mary's is a private nonprofit four year school in Emmitsburg, MD. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private nonprofit 4-year
Capitol Technology
Laurel, MD
Worth-It Score: 77/100
Median net price: $19,881
Private nonprofit 4-year
Johns Hopkins
Baltimore, MD
Worth-It Score: 96/100
Median net price: $18,431
Private nonprofit 4-year
Hood
Frederick, MD
Worth-It Score: 60/100
Median net price: $21,548
Private nonprofit 4-year
Notre Dame of Maryland
Baltimore, MD
Worth-It Score: 68/100
Median net price: $17,297
Private nonprofit 4-year
McDaniel
Westminster, MD
Worth-It Score: 62/100
Median net price: $22,980
Common questions about Mount St. Mary's
The median net price at Mount St. Mary's is $19,294 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at private colleges options in Maryland? See the most affordable private colleges in Maryland →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at Mount St. Mary's in that range paid on average, after grants and scholarships.
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All students who received aid
$19,294a year, on average
Average for first-time, full-time students who received federal financial aid, 2024-25. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →