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Is Massachusetts Institute of Technology worth it?
A first pass affordability and outcome read for Massachusetts Institute of Technology, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Affordable
Massachusetts Institute of Technology lands in the affordable band for a typical family. Graduates earn a median of $143,372 ten years after enrolling, and that makes the median debt of $14,768 more manageable than it looks at first glance. For context, Massachusetts Institute of Technology's net price is about 6% below the typical 4-year, private nonprofit school. On the numbers alone, this school clears the bar comfortably.
Is the price fair?
Compared to 1237 similar 4-year, private nonprofit schools
This school
$21,519
/yrAverage school like this
$22,837
/yrThis helps your Worth-It Score
You'd pay about $1,318 less per year than the typical student at a similar school. Over 4 years that's roughly $5,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
Graduation and earnings data create a stronger long-run payoff picture.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$20,111
Median earnings 10 years out
$143,372
Median debt at graduation
$14,768
Graduation rate
96%
At Massachusetts Institute of Technology, a typical graduate carries about $14,768 in student debt and earns roughly $143,372 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $168 per month, or 1% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $101,572 more than the typical high school graduate ($41,800) ten years after entering this school. A federal rule finalized in July 2026 ties undergraduate student-loan eligibility to a comparison like this one, with the first calculations expected in 2027.
95% of former students here out-earned that benchmark ten years after entry, per College Scorecard.
Context, not a federal determination: the official test will use earnings measured four years after completion and thresholds the Department of Education has not yet published, which may vary by state. Our figure is College Scorecard median earnings ten years after entry. How this works
What this means for your family
Massachusetts Institute of Technology is a private nonprofit four year school in Cambridge, MA. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private nonprofit 4-year
Harvard
Cambridge, MA
Worth-It Score: 96/100
Median net price: $19,066
Private nonprofit 4-year
Williams
Williamstown, MA
Worth-It Score: 93/100
Median net price: $17,716
Private nonprofit 4-year
American International
Springfield, MA
Worth-It Score: 47/100
Median net price: $23,274
Private nonprofit 4-year
Amherst
Amherst, MA
Worth-It Score: 86/100
Median net price: $23,367
Private nonprofit 4-year
College of Our Lady of the Elms
Chicopee, MA
Worth-It Score: 65/100
Median net price: $17,545
Common questions about Massachusetts Institute of Technology
The median net price at Massachusetts Institute of Technology is $20,111 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at private colleges options in Massachusetts? See the most affordable private colleges in Massachusetts →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →