Home / Worth-It Scores / Texas / Howard Payne
Is Howard Payne University worth it?
A first pass affordability and outcome read for Howard Payne, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Heavy lift
Howard Payne lands in the heavy lift band for a typical family. The combination of $23,627 in yearly net price and $26,793 in median debt asks a lot relative to median earnings of $48,376. For context, Howard Payne's net price is about 13% above the typical 4-year, private nonprofit school. This does not make the school wrong for every student, but it does mean the price deserves a closer test.
Is the price fair?
Compared to 1237 similar 4-year, private nonprofit schools
This school
$25,768
/yrAverage school like this
$22,837
/yrNet price is slightly above average
You'd pay about $2,931 more per year than the typical student at a similar school. Over 4 years that's roughly $12,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price is manageable, but it makes the aid offer matter a lot.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$23,627
Median earnings 10 years out
$48,376
Median debt at graduation
$26,793
Graduation rate
30%
At Howard Payne, a typical graduate carries about $26,793 in student debt and earns roughly $48,376 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $305 per month, or 8% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
Howard Payne is a private nonprofit four year school in Brownwood, TX. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private nonprofit 4-year
Trinity
San Antonio, TX
Worth-It Score: 79/100
Median net price: $23,464
Private nonprofit 4-year
East Texas Baptist
Marshall, TX
Worth-It Score: 47/100
Median net price: $23,911
Private nonprofit 4-year
Texas Wesleyan
Fort Worth, TX
Worth-It Score: 45/100
Median net price: $24,066
Private nonprofit 4-year
Concordia University Texas
Austin, TX
Worth-It Score: 53/100
Median net price: $23,131
Private nonprofit 4-year
Dallas Christian
Dallas, TX
Worth-It Score: 37/100
Median net price: $22,960
Common questions about Howard Payne
The median net price at Howard Payne is $23,627 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at private colleges options in Texas? See the most affordable private colleges in Texas →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →