Home / Worth-It Scores / Maryland / Frederick Community
Is Frederick Community College worth it?
A first pass affordability and outcome read for Frederick Community, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Frederick Community sits in the stretch band for a typical family. The long-run earnings picture at $46,449 helps, but median debt of $8,150 plus yearly net price of $9,465 creates a tighter path. For context, Frederick Community's net price sits about 49% below the typical 2-year, public school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 791 similar 2-year, public schools
This school
$3,840
/yrAverage school like this
$7,555
/yrThis helps your Worth-It Score
You'd pay about $3,715 less per year than the typical student at a similar school. Over 4 years that's roughly $15,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$9,465
Median earnings 10 years out
$46,449
Median debt at graduation
$8,150
Graduation rate
36%
At Frederick Community, a typical graduate carries about $8,150 in student debt and earns roughly $46,449 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $93 per month, or 2% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $4,649 more than the typical high school graduate ($41,800) ten years after entering this school. A federal rule finalized in July 2026 ties undergraduate student-loan eligibility to a comparison like this one, with the first calculations expected in 2027.
71% of former students here out-earned that benchmark ten years after entry, per College Scorecard.
Context, not a federal determination: the official test will use earnings measured four years after completion and thresholds the Department of Education has not yet published, which may vary by state. Our figure is College Scorecard median earnings ten years after entry. How this works
What this means for your family
Frederick Community is a two year school in Frederick, MD. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
2-year
Wor-Wic Community
Salisbury, MD
Worth-It Score: 60/100
Median net price: $9,360
2-year
Cecil
North East, MD
Worth-It Score: 60/100
Median net price: $9,658
2-year
Harford Community
Bel Air, MD
Worth-It Score: 60/100
Median net price: $9,234
2-year
Garrett
McHenry, MD
Worth-It Score: 60/100
Median net price: $9,228
2-year
College of Southern Maryland
La Plata, MD
Worth-It Score: 60/100
Median net price: $9,204
Common questions about Frederick Community
The median net price at Frederick Community is $9,465 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at community colleges options in Maryland? See the most affordable community colleges in Maryland →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →