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Is Frank Phillips College worth it?
A first pass affordability and outcome read for Frank Phillips, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Frank Phillips sits in the stretch band for a typical family. The long-run earnings picture at $37,179 helps, but median debt of $9,500 plus yearly net price of $7,953 creates a tighter path. For context, Frank Phillips's net price runs about 63% above the typical 2-year, public school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 791 similar 2-year, public schools
This school
$12,303
/yrAverage school like this
$7,555
/yrThis weighs on your Worth-It Score
You'd pay about $4,748 more per year than the typical student at a similar school. Over 4 years that's roughly $19,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$7,953
Median earnings 10 years out
$37,179
Median debt at graduation
$9,500
Graduation rate
39%
At Frank Phillips, a typical graduate carries about $9,500 in student debt and earns roughly $37,179 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $108 per month, or 3% of pre-tax income. That sits inside a borrower comfort range for many graduates.
What this means for your family
Frank Phillips is a two year school in Borger, TX. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
2-year
CCI Training Center-Arlington
Arlington, TX
Worth-It Score: 75/100
Median net price: $8,390
2-year
Clarendon
Clarendon, TX
Worth-It Score: 65/100
Median net price: $8,390
2-year
Alvin Community
Alvin, TX
Worth-It Score: 60/100
Median net price: $8,525
2-year
Collin County Community College District
McKinney, TX
Worth-It Score: 60/100
Median net price: $8,969
2-year
Cisco
Cisco, TX
Worth-It Score: 60/100
Median net price: $9,624
Common questions about Frank Phillips
The median net price at Frank Phillips is $7,953 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at community colleges options in Texas? See the most affordable community colleges in Texas →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →