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Is Florida Gateway College worth it?
A first pass affordability and outcome read for Florida Gateway, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Florida Gateway sits in the stretch band for a typical family. The long-run earnings picture at $43,859 helps, but median debt of $8,000 plus yearly net price of $4,420 creates a tighter path. For context, Florida Gateway's net price sits about 66% below the typical 4-year, public school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 774 similar 4-year, public schools
This school
$4,428
/yrAverage school like this
$13,155
/yrThis helps your Worth-It Score
You'd pay about $8,727 less per year than the typical student at a similar school. Over 4 years that's roughly $35,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$4,420
Median earnings 10 years out
$43,859
Median debt at graduation
$8,000
Graduation rate
51%
At Florida Gateway, a typical graduate carries about $8,000 in student debt and earns roughly $43,859 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $91 per month, or 2% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $14,250 more than the typical working high school graduate in Florida ($29,609) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.
The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.
62% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.
Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works
What this means for your family
Florida Gateway is a two year school in Lake City, FL. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
2-year
Daytona State
Daytona Beach, FL
Worth-It Score: 61/100
Median net price: $4,419
2-year
Pasco-Hernando State
New Port Richey, FL
Worth-It Score: 60/100
Median net price: $4,278
2-year
Florida SouthWestern State
Fort Myers, FL
Worth-It Score: 60/100
Median net price: $4,782
2-year
Eastern Florida State
Melbourne, FL
Worth-It Score: 64/100
Median net price: $4,092
2-year
Seminole State College of Florida
Sanford, FL
Worth-It Score: 62/100
Median net price: $3,904
Common questions about Florida Gateway
The median net price at Florida Gateway is $4,420 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at public universities options in Florida? See the most affordable public universities in Florida →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at Florida Gateway in that range paid on average, after grants and scholarships.
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All students who received aid
$6,833a year, on average
Average for first-time, full-time students who received federal financial aid, 2024. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →