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Is Five Towns College worth it?
A first pass affordability and outcome read for Five Towns, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Five Towns sits in the stretch band for a typical family. The long-run earnings picture at $46,311 helps, but median debt of $19,300 plus yearly net price of $21,094 creates a tighter path. For context, Five Towns's net price is about 10% below the typical 4-year, private for-profit school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 186 similar 4-year, private for-profit schools
This school
$23,005
/yrAverage school like this
$25,582
/yrThis helps your Worth-It Score
You'd pay about $2,577 less per year than the typical student at a similar school. Over 4 years that's roughly $10,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price is manageable, but it makes the aid offer matter a lot.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$21,094
Median earnings 10 years out
$46,311
Median debt at graduation
$19,300
Graduation rate
54%
At Five Towns, a typical graduate carries about $19,300 in student debt and earns roughly $46,311 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $219 per month, or 6% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $15,518 more than the typical working high school graduate in New York ($30,793) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.
The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.
66% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.
Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works
What this means for your family
Five Towns is a private for-profit school in Dix Hills, NY. In this category, families usually need to look especially hard at debt, repayment room, and whether the long-run earnings picture justifies the price.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private for-profit 4-year
The College of Westchester
White Plains, NY
Worth-It Score: 50/100
Median net price: $17,774
Private for-profit 4-year
Berkeley College-New York
New York, NY
Worth-It Score: 29/100
Median net price: $32,052
Private for-profit 4-year
LIM
New York, NY
Worth-It Score: 40/100
Median net price: $41,549
Private for-profit 4-year
Post
Waterbury, CT
Worth-It Score: 40/100
Median net price: $20,694
Private for-profit 4-year
Nossi College of Art and Design
Nashville, TN
Worth-It Score: 21/100
Median net price: $24,518
Common questions about Five Towns
The median net price at Five Towns is $21,094 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at for-profit colleges options in New York? See the most affordable for-profit colleges in New York →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at Five Towns in that range paid on average, after grants and scholarships.
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All students who received aid
$21,094a year, on average
Average for first-time, full-time students who received federal financial aid, 2024-25. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →