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Is Concordia University-Saint Paul worth it?
A first pass affordability and outcome read for Concordia University-Saint Paul, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Workable
Concordia University-Saint Paul lands in the workable band for a typical family. Median debt of $18,024 can be carried by median long-run earnings of $65,009, but the margin is not huge. For context, Concordia University-Saint Paul's net price is about 21% below the typical 4-year, private nonprofit school. This is the kind of school where your actual aid offer can move the answer meaningfully.
Is the price fair?
Compared to 1237 similar 4-year, private nonprofit schools
This school
$17,989
/yrAverage school like this
$22,837
/yrThis helps your Worth-It Score
You'd pay about $4,848 less per year than the typical student at a similar school. Over 4 years that's roughly $19,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$16,222
Median earnings 10 years out
$65,009
Median debt at graduation
$18,024
Graduation rate
48%
At Concordia University-Saint Paul, a typical graduate carries about $18,024 in student debt and earns roughly $65,009 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $205 per month, or 4% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $23,209 more than the typical high school graduate ($41,800) ten years after entering this school. A federal rule finalized in July 2026 ties undergraduate student-loan eligibility to a comparison like this one, with the first calculations expected in 2027.
84% of former students here out-earned that benchmark ten years after entry, per College Scorecard.
Context, not a federal determination: the official test will use earnings measured four years after completion and thresholds the Department of Education has not yet published, which may vary by state. Our figure is College Scorecard median earnings ten years after entry. How this works
What this means for your family
Concordia University-Saint Paul is a private nonprofit four year school in Saint Paul, MN. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private nonprofit 4-year
Martin Luther
New Ulm, MN
Worth-It Score: 65/100
Median net price: $18,652
Private nonprofit 4-year
St Catherine
Saint Paul, MN
Worth-It Score: 71/100
Median net price: $19,090
Private nonprofit 4-year
Oak Hills Christian
Bemidji, MN
Worth-It Score: 41/100
Median net price: $19,483
Private nonprofit 4-year
Saint Mary's University of Minnesota
Winona, MN
Worth-It Score: 72/100
Median net price: $20,422
Private nonprofit 4-year
St Olaf
Northfield, MN
Worth-It Score: 80/100
Median net price: $21,546
Common questions about Concordia University-Saint Paul
The median net price at Concordia University-Saint Paul is $16,222 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at private colleges options in Minnesota? See the most affordable private colleges in Minnesota →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at Concordia University-Saint Paul in that range paid on average, after grants and scholarships.
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All students who received aid
$18,028a year, on average
Average for first-time, full-time students who received federal financial aid, 2024. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →