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Is College of Central Florida worth it?
A first pass affordability and outcome read for College of Central Florida, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
College of Central Florida sits in the stretch band for a typical family. The long-run earnings picture at $38,203 helps, but median debt of $13,000 plus yearly net price of $12,088 creates a tighter path. For context, College of Central Florida's net price is about 15% below the typical 4-year, public school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 774 similar 4-year, public schools
This school
$11,173
/yrAverage school like this
$13,155
/yrThis helps your Worth-It Score
You'd pay about $1,982 less per year than the typical student at a similar school. Over 4 years that's roughly $8,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$12,088
Median earnings 10 years out
$38,203
Median debt at graduation
$13,000
Graduation rate
44%
At College of Central Florida, a typical graduate carries about $13,000 in student debt and earns roughly $38,203 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $148 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $3,597 less than the typical high school graduate ($41,800) ten years after entering this school. A federal rule finalized in July 2026 ties undergraduate student-loan eligibility to a comparison like this one, with the first calculations expected in 2027.
63% of former students here out-earned that benchmark ten years after entry, per College Scorecard.
Context, not a federal determination: the official test will use earnings measured four years after completion and thresholds the Department of Education has not yet published, which may vary by state. Our figure is College Scorecard median earnings ten years after entry. How this works
What this means for your family
College of Central Florida is a two year school in Ocala, FL. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
2-year
North Florida Cosmetology Institute
Tallahassee, FL
Worth-It Score: 64/100
Median net price: $12,136
2-year
Valencia
Orlando, FL
Worth-It Score: 63/100
Median net price: $12,037
2-year
American Institute of Beauty
Largo, FL
Worth-It Score: 64/100
Median net price: $11,370
2-year
Santa Fe
Gainesville, FL
Worth-It Score: 66/100
Median net price: $11,098
2-year
New Concept Massage and Beauty School
Miami, FL
Worth-It Score: 64/100
Median net price: $13,397
Common questions about College of Central Florida
The median net price at College of Central Florida is $12,088 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at public universities options in Florida? See the most affordable public universities in Florida →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →