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Is COLLECTIV Academy-Worcester worth it?
A first pass affordability and outcome read for COLLECTIV Academy-Worcester, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
COLLECTIV Academy-Worcester sits in the stretch band for a typical family. The long-run earnings picture at $32,595 helps, but median debt of $6,222 plus yearly net price of $29,930 creates a tighter path. It can work, but the financing plan has to be deliberate.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price is manageable, but it makes the aid offer matter a lot.
Outcome
40% weight
The outcome data is workable, but not so strong that it erases financing risk.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$29,930
Median earnings 10 years out
$32,595
Median debt at graduation
$6,222
Graduation rate
83%
At COLLECTIV Academy-Worcester, a typical graduate carries about $6,222 in student debt and earns roughly $32,595 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $71 per month, or 3% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $9,205 less than the typical high school graduate ($41,800) ten years after entering this school. A federal rule finalized in July 2026 ties undergraduate student-loan eligibility to a comparison like this one, with the first calculations expected in 2027.
43% of former students here out-earned that benchmark ten years after entry, per College Scorecard.
Context, not a federal determination: the official test will use earnings measured four years after completion and thresholds the Department of Education has not yet published, which may vary by state. Our figure is College Scorecard median earnings ten years after entry. How this works
What this means for your family
COLLECTIV Academy-Worcester is a two year school in Worcester, MA. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.
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Common questions about COLLECTIV Academy-Worcester
The median net price at COLLECTIV Academy-Worcester is $29,930 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at COLLECTIV Academy-Worcester in that range paid on average, after grants and scholarships.
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All students who received aid
$23,044a year, on average
Average for first-time, full-time students who received federal financial aid, 2024. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →