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Is CEM College-San Juan worth it?

A first pass affordability and outcome read for CEM College-San Juan, using national average inputs. Run your own numbers for a personalized score.

Worth-It Score

49/100

Heavy lift

CEM College-San Juan lands in the heavy lift band for a typical family. The combination of $15,161 in yearly net price and $5,500 in median debt asks a lot relative to median earnings of $23,916. For context, CEM College-San Juan's net price sits about 42% below the typical 4-year, private for-profit school. This does not make the school wrong for every student, but it does mean the price deserves a closer test.

Is the price fair?

Compared to 186 similar 4-year, private for-profit schools

42% below average

This school

$14,817

/yr

Average school like this

$25,582

/yr
Lowest costAverageHighest cost
$14,817$45,721

This helps your Worth-It Score

You'd pay about $10,765 less per year than the typical student at a similar school. Over 4 years that's roughly $43,000 in savings.

Score breakdown

The public version of the score weighs affordability, after graduation outcomes, and repayment burden.

Affordability

40% weight

87/100

The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.

Outcome

40% weight

55/100

The outcome data is workable, but not so strong that it erases financing risk.

Repayment

20% weight

100/100

Median debt stays in a more comfortable repayment range for a typical graduate.

The numbers behind the score

Median net price per year

$15,161

Median earnings 10 years out

$23,916

Median debt at graduation

$5,500

Graduation rate

86%

At CEM College-San Juan, a typical graduate carries about $5,500 in student debt and earns roughly $23,916 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $63 per month, or 3% of pre-tax income. That sits inside a borrower comfort range for many graduates.

How earnings compare to a high school diploma

Graduates earn $17,884 less than the typical high school graduate ($41,800) ten years after entering this school. A federal rule finalized in July 2026 ties undergraduate student-loan eligibility to a comparison like this one, with the first calculations expected in 2027.

29% of former students here out-earned that benchmark ten years after entry, per College Scorecard.

Context, not a federal determination: the official test will use earnings measured four years after completion and thresholds the Department of Education has not yet published, which may vary by state. Our figure is College Scorecard median earnings ten years after entry. How this works

What this means for your family

CEM College-San Juan is a two year school in San Juan, PR. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.

Similar schools worth comparing

These schools share a similar sector, geography, or price range.

Common questions about CEM College-San Juan

The median net price at CEM College-San Juan is $15,161 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.

Get your personalized Worth-It score

National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.

Looking at for-profit colleges options in Puerto Rico? See the most affordable for-profit colleges in Puerto Rico →

The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →

What families actually paid

The published price is rarely what anyone pays. Pick a household income range to see what students at CEM College-San Juan in that range paid on average, after grants and scholarships.

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All students who received aid

$15,543a year, on average

Average for first-time, full-time students who received federal financial aid, 2024. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.

Now work out how to pay for it, cheapest money first.

A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.

Open the 2026-27 funding guide →