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Is Carolina University worth it?
A first pass affordability and outcome read for Carolina, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Carolina sits in the stretch band for a typical family. The long-run earnings picture at $37,560 helps, but median debt of $20,500 plus yearly net price of $12,351 creates a tighter path. For context, Carolina's net price is about 16% below the typical 4-year, private nonprofit school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 1237 similar 4-year, private nonprofit schools
This school
$19,111
/yrAverage school like this
$22,837
/yrThis helps your Worth-It Score
You'd pay about $3,726 less per year than the typical student at a similar school. Over 4 years that's roughly $15,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$12,351
Median earnings 10 years out
$37,560
Median debt at graduation
$20,500
Graduation rate
23%
At Carolina, a typical graduate carries about $20,500 in student debt and earns roughly $37,560 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $233 per month, or 7% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $8,216 more than the typical working high school graduate in North Carolina ($29,344) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.
The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.
52% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.
Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works
What this means for your family
Carolina is a private nonprofit four year school in Winston-Salem, NC. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private nonprofit 4-year
Livingstone
Salisbury, NC
Worth-It Score: 49/100
Median net price: $10,838
Private nonprofit 4-year
Davidson
Davidson, NC
Worth-It Score: 93/100
Median net price: $15,060
Private nonprofit 4-year
Catawba
Salisbury, NC
Worth-It Score: 59/100
Median net price: $15,993
Private nonprofit 4-year
Greensboro
Greensboro, NC
Worth-It Score: 53/100
Median net price: $18,187
Private nonprofit 4-year
Lenoir-Rhyne
Hickory, NC
Worth-It Score: 57/100
Median net price: $18,641
Common questions about Carolina
The median net price at Carolina is $12,351 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at private colleges options in North Carolina? See the most affordable private colleges in North Carolina →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at Carolina in that range paid on average, after grants and scholarships.
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All students who received aid
$12,351a year, on average
Average for first-time, full-time students who received federal financial aid, 2024-25. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →