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Is Capella University worth it?
A first pass affordability and outcome read for Capella, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Heavy lift
Capella lands in the heavy lift band for a typical family. The combination of $17,956 in yearly net price and $14,968 in median debt asks a lot relative to median earnings of $42,189. For context, Capella's net price is about 34% below the typical 4-year, private for-profit school. This does not make the school wrong for every student, but it does mean the price deserves a closer test.
Is the price fair?
Compared to 186 similar 4-year, private for-profit schools
This school
$16,975
/yrAverage school like this
$25,582
/yrThis helps your Worth-It Score
You'd pay about $8,607 less per year than the typical student at a similar school. Over 4 years that's roughly $34,000 in savings.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price is manageable, but it makes the aid offer matter a lot.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$17,956
Median earnings 10 years out
$42,189
Median debt at graduation
$14,968
Graduation rate
27%
At Capella, a typical graduate carries about $14,968 in student debt and earns roughly $42,189 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $170 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $389 more than the typical high school graduate ($41,800) ten years after entering this school. A federal rule finalized in July 2026 ties undergraduate student-loan eligibility to a comparison like this one, with the first calculations expected in 2027.
65% of former students here out-earned that benchmark ten years after entry, per College Scorecard.
Context, not a federal determination: the official test will use earnings measured four years after completion and thresholds the Department of Education has not yet published, which may vary by state. Our figure is College Scorecard median earnings ten years after entry. How this works
What this means for your family
Capella is a private for-profit school in Minneapolis, MN. In this category, families usually need to look especially hard at debt, repayment room, and whether the long-run earnings picture justifies the price.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private for-profit 4-year
Academy
Bloomington, MN
Worth-It Score: 34/100
Median net price: $29,093
Private for-profit 4-year
Galen College of Nursing-Louisville
Louisville, KY
Worth-It Score: 69/100
Median net price: $18,540
Private for-profit 4-year
Colorado Technical University-Colorado Springs
Colorado Springs, CO
Worth-It Score: 39/100
Median net price: $16,745
Private for-profit 4-year
Northwest College of Art & Design
Tacoma, WA
Worth-It Score: 34/100
Median net price: $16,418
Private for-profit 4-year
The College of Westchester
White Plains, NY
Worth-It Score: 47/100
Median net price: $16,296
Common questions about Capella
The median net price at Capella is $17,956 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at for-profit colleges options in Minnesota? See the most affordable for-profit colleges in Minnesota →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →