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Is Baylor University worth it?
A first pass affordability and outcome read for Baylor, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Baylor sits in the stretch band for a typical family. The long-run earnings picture at $65,793 helps, but median debt of $23,000 plus yearly net price of $41,104 creates a tighter path. For context, Baylor's net price sits about 118% above the typical 4-year, private nonprofit school and near the top of its sector range. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 1237 similar 4-year, private nonprofit schools
This school
$49,727
/yrAverage school like this
$22,837
/yrThis significantly impacts your Worth-It Score
You'd pay about $26,890 more per year than the typical student at a similar school. Over 4 years that's roughly $108,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price is doing real work against the score and raises the financing burden quickly.
Outcome
40% weight
The outcome data is workable, but not so strong that it erases financing risk.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$41,104
Median earnings 10 years out
$65,793
Median debt at graduation
$23,000
Graduation rate
80%
At Baylor, a typical graduate carries about $23,000 in student debt and earns roughly $65,793 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $262 per month, or 5% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $23,993 more than the typical high school graduate ($41,800) ten years after entering this school. A federal rule finalized in July 2026 ties undergraduate student-loan eligibility to a comparison like this one, with the first calculations expected in 2027.
85% of former students here out-earned that benchmark ten years after entry, per College Scorecard.
Context, not a federal determination: the official test will use earnings measured four years after completion and thresholds the Department of Education has not yet published, which may vary by state. Our figure is College Scorecard median earnings ten years after entry. How this works
What this means for your family
Baylor is a private nonprofit four year school in Waco, TX. Private pricing can swing more dramatically based on aid, so your personalized score matters more here than the national average view alone.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
Private nonprofit 4-year
Southern Methodist
Dallas, TX
Worth-It Score: 65/100
Median net price: $40,892
Private nonprofit 4-year
Texas Christian
Fort Worth, TX
Worth-It Score: 63/100
Median net price: $36,660
Private nonprofit 4-year
Southwestern
Georgetown, TX
Worth-It Score: 55/100
Median net price: $29,224
Private nonprofit 4-year
Parker
Dallas, TX
Worth-It Score: 41/100
Median net price: $29,135
Private nonprofit 4-year
Dallas Baptist
Dallas, TX
Worth-It Score: 50/100
Median net price: $28,516
Common questions about Baylor
The median net price at Baylor is $41,104 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at private colleges options in Texas? See the most affordable private colleges in Texas →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →