Home / Worth-It Scores / New Jersey / Atlantic Cape Community
Is Atlantic Cape Community College worth it?
A first pass affordability and outcome read for Atlantic Cape Community, using national average inputs. Run your own numbers for a personalized score.
Worth-It Score
Stretch
Atlantic Cape Community sits in the stretch band for a typical family. The long-run earnings picture at $41,861 helps, but median debt of $11,000 plus yearly net price of $11,791 creates a tighter path. For context, Atlantic Cape Community's net price is about 11% above the typical 2-year, public school. It can work, but the financing plan has to be deliberate.
Is the price fair?
Compared to 791 similar 2-year, public schools
This school
$8,409
/yrAverage school like this
$7,555
/yrNet price is slightly above average
You'd pay about $854 more per year than the typical student at a similar school. Over 4 years that's roughly $3,000 in extra cost.
Score breakdown
The public version of the score weighs affordability, after graduation outcomes, and repayment burden.
Affordability
40% weight
The yearly net price sits in a range that leaves more room for family cash flow and lower borrowing.
Outcome
40% weight
The outcome data does not create enough margin to fully offset the cost.
Repayment
20% weight
Median debt stays in a more comfortable repayment range for a typical graduate.
The numbers behind the score
Median net price per year
$11,791
Median earnings 10 years out
$41,861
Median debt at graduation
$11,000
Graduation rate
28%
At Atlantic Cape Community, a typical graduate carries about $11,000 in student debt and earns roughly $41,861 ten years after enrolling. On a standard 10-year repayment plan, that works out to about $125 per month, or 4% of pre-tax income. That sits inside a borrower comfort range for many graduates.
How earnings compare to a high school diploma
Graduates earn $9,029 more than the typical working high school graduate in New Jersey ($32,832) ten years after entering this school. A federal rule finalized in July 2026 ties each undergraduate program's federal loan eligibility to a comparison like this one, with the first calculations expected in 2027.
The national figure is $31,269. The Department of Education uses it instead of the state figure when fewer than half of a school's students come from its state.
61% of former students here earned more than the typical high school graduate ten years after entry, by College Scorecard's own measure.
Context, not a federal determination. The benchmarks are the Department of Education's published thresholds (2024 notice, based on 2022 Census data); thresholds under the 2026 rule have not been released yet. The official test looks at each program's graduates four years after completion; our figure is College Scorecard's median for the whole school, ten years after entry. How this works
What this means for your family
Atlantic Cape Community is a two year school in Mays Landing, NJ. For many families, the real question is not just sticker price but what this path unlocks next, whether that is direct employment, transfer, or a lower cost route into a four year degree.
Similar schools worth comparing
These schools share a similar sector, geography, or price range.
2-year
Brookdale Community
Lincroft, NJ
Worth-It Score: 60/100
Median net price: $11,178
2-year
County College of Morris
Randolph, NJ
Worth-It Score: 61/100
Median net price: $10,845
2-year
Healthcare Training Institute
Union, NJ
Worth-It Score: 64/100
Median net price: $10,748
2-year
Sussex County Community
Newton, NJ
Worth-It Score: 60/100
Median net price: $10,517
2-year
Ocean County Vocational-Technical School
Toms River, NJ
Worth-It Score: 74/100
Median net price: $10,175
Common questions about Atlantic Cape Community
The median net price at Atlantic Cape Community is $11,791 per year. That is the average yearly price after typical grant aid for students in the public federal data, not the published sticker price.
Get your personalized Worth-It score
National averages are a starting point. Plug in your actual aid offer, intended major, and family situation to get a score that reflects your specific picture.
Looking at community colleges options in New Jersey? See the most affordable community colleges in New Jersey →
The Worth-It Score weighs affordability (40%), after graduation outcomes (40%), and repayment burden (20%). Underlying data points come from publicly available federal higher education reporting. See full methodology →
What families actually paid
The published price is rarely what anyone pays. Pick a household income range to see what students at Atlantic Cape Community in that range paid on average, after grants and scholarships.
Not saved, and not sent anywhere — this stays in your browser.
All students who received aid
$11,791a year, on average
Average for first-time, full-time students who received federal financial aid, 2024-25. It does not include transfer or part-time students, and it is an average rather than a quote — what you pay depends on your own circumstances and the aid this school offers you. Source: U.S. Department of Education, IPEDS.
Now work out how to pay for it, cheapest money first.
A Worth-It Score tells you whether the price is justified. The 2026-27 funding guide covers the borrowing order, what changed on July 1, 2026, and the current limits.
Open the 2026-27 funding guide →